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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Fantastic customer experience

5
Easy car finance with bad credit and not all my fault. A repetitive from fist response finance call me up going though all my finances and credit history making sure I could afford the car finance payment plan , going on there payment palns was very versatile can choose how many months I want to pay to adjust the amount that I am abke to afford and they have a portal to use so if u wish to pay extra to help reduce the Intrest you can also do this. Reviewed on: 13th August 2021

Hastle free and grate

5
This company had been absolutely amazing. No fuss what so ever and always there ready to help every time iv changed my car 3rd time now and looking forward to my next. Reviewed on: 13th August 2021

Most customer friendly car finance

5
I have financed 8 cars now with first response over the last 14 years they have always gone above and beyond to tailor me the right finance package to suit my needs and the customer service in second to none and they have always gone out there way to help me over problems ive had and there a company that strives in making there customers happy and meeting there needs I wouldint go no were else Reviewed on: 13th August 2021

Absolutely brilliant

5
I was looking for car finance Got accepted by first response finance never looked back been with company 10yrs and will always go back Reviewed on: 13th August 2021

Good company

5
Always quick to answer inquirys, and helpful been with them 8 yeas never had an issue. Reviewed on: 13th August 2021

Amazing and so easy

5
Our old car broke down and for the price of repairing it it just wasn't worth it. I seen the car I wanted and within 24hrs the car was parked outside my house. No messing around no trying to get me to get a more expensive car the person I spoke to was amazing and honestly the whole process was so simple I'd definitely recommend this company Reviewed on: 13th August 2021

Amazing service!

5
Absolutely fluent from the start till the end. Amazing customer service! Reviewed on: 13th August 2021

Helpful and friendly

5
I have had nothing but a good service from first response finance even when I got into difficulties financially then did their best to help and work out the best way to adjust to my circumstances which was a great weight off my shoulders Reviewed on: 13th August 2021

Fantastic customer service

5
Very friendly and easy to deal with. Good offers on car finance and really good personal service for those with limited credit history Reviewed on: 13th August 2021

Brilliant customer service

5
First response helped me get car finance when no 1 else would,there understanding of your circumstances and were very helpful. Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

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