Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

View other First Response Finance products

4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Super

Excellent communication, very helpful. Reviewed on: 13th August 2021

Really helped

I struggled to get finance else where, so when I spoke to the customer care team and they talked me through my options and told me how easy it was to get set up it was a no brainer. Reviewed on: 13th August 2021

Above and beyond my expectations

Nearing the end of my finances for my car with them they offered me help to get my new car with them from selecting a new car and driving it in a matter of a couple of days they were brilliant cannot praise them enough will not anywhere else when I need a car Reviewed on: 13th August 2021

Make a life easier

They look so much good for a customers Reviewed on: 13th August 2021

Amazing, fast and friendly

This company helped me get the finance to be able to secure my first car. I couldn't of done it without this company. 5* service Reviewed on: 13th August 2021

Car finance

First Response is easy to apply for. The staff are helpful and payment to dealer is fast which means you get your car sooner Reviewed on: 13th August 2021

Go above and beyond

FR were brilliant from the beginning. As someone who's struggled with credit in the past they managed to secure a reasonable finance agreement for myself with a 0 deposit and this was done within 48 hours of the application going through. Also their customer service is second to none, each time I've called its been answered within two minutes and the advisors are so understanding, professional and go out their way to help. Reviewed on: 13th August 2021

Amazing

Quick and easy application, telephone call was really easy and fab customer service! Reviewed on: 13th August 2021

Very supportive

I choose first response finance for my car finance because I read so many good reviews. I actually was surprised how supportive they were when considering me for car finance. Also accommodate my payments accordingly. Rates are good also and payments are manageable. I would highly recommend this finance company. Reviewed on: 13th August 2021

outstanding paitence and understanding with the view of getting the best deal for customers

I'm on benefits. thought I had no chance of finding finance. 1st response tailored a deal that work to my finance patterns. Reviewed on: 13th August 2021

Alternative products

Car Finance
from Northridge Finance 3.97 from 7 reviews
Loan (discontinued)
from Easy Buy (inactive company) 4.20 from 5 reviews
Car Finance
from Close Brothers 1.88 from 73 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub