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First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Steven P's avatar
Steven P
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very helpful very friendly and 100% understanding

5
Ive had 2 cars with this company , and on each time they have truly helped me to get my cars, and i would 100% use them again in the nr future Reviewed on: 13th August 2021
Henry Ayton's avatar
Henry Ayton

Perfect For Bad Credit

5
This company is 100% the best car finance company for bad credit and people on disability benefits it helps me feel like I'm not left behind when I'm unable to get full income. I got car finance sorted and a car very efficient. Reviewed on: 13th August 2021
Robert Campbell's avatar
Robert Campbell

The only finance company you will ever need.

5
I had trouble getting myself finance due to bad life choices in the past but now I was In a position to pay for a motorbike and I could not get any company to finance me until First Response Finance they actually talked to me, as long as I could prove I could afford it there didn't seem to be a problem, I was sceptical at first but then received a decision I was excepted, 3 bike later over the years as I've got my son and daughter 1 since and now looking into getting myself a newer model. Fantastic customer service every member of staff I've ever spoken to always went the extra mile. Reviewed on: 13th August 2021
Ricky Mackay's avatar
Ricky Mackay

Efficient service

5
I contacted first response and was approved for an amount told them the car and garage details, when I arrived there after my test drive they released the funds immediately and I drove away, very easy. I was accepted here when others wouldn’t because they have real underwriters who are realistic. I pay weekly which is very convienient and you can’t miss a payment. Highly recommended Reviewed on: 13th August 2021
Dstewart952's avatar
Dstewart952

Car finance

5
Very helpful and really straightforward no problem. Reviewed on: 13th August 2021
Kevin Clowes's avatar
Kevin Clowes

Hassle clear

5
Basically had an easy fast approach and response with no delay and everything was explained so simple.... A hassle free experience from start to picking up my vehicle Reviewed on: 13th August 2021
james platten's avatar
james platten

great company

5
I wasn't sure if I would receive finance due to not working. I was shocked and surprised to realise this great company supplied me with the best finance to suit around me. would defo recommend Reviewed on: 13th August 2021
amanda's avatar
amanda

First response

5
Absolutely brilliant company definitely will use again Reviewed on: 13th August 2021
Richard walbrin's avatar
Richard walbrin

great company

5
Excellent company, i have bad credit they accepted me and financed my car without any problems. Customer service is spot on Reviewed on: 13th August 2021
Craig Robson's avatar
Craig Robson

Fantastic

5
Using first response was so easy to set everything up. This is the first time I have a car on finance and found my experience amazing. I will definitely recommend to anyone looking for finance. Thank you first response Reviewed on: 13th August 2021
Emma Brooks's avatar
Emma Brooks

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