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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7813 reviews)

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4.88

Based on 7,813 reviews, last reviewed 29th Jun 2026

85200% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7813)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Outstanding

I’ve used first response a number of times and I can’t fault them, the customer service has been fantastic and the way they will help you as best they can even if you have adverse credit history. I will always recommend them to family and friends and will continue to use them in the future. Reviewed on: 13th August 2021

First class,very helpful,professional and easy.

Can’t recommend highly enough. I was amazed just how easy they made the whole process and every member of staff that I spoke to were pleasant and helpful. The flexibility being able to check online to see how your monthly payments could shorten your term was very helpful. All in all a stress free process. A++++ Reviewed on: 13th August 2021

Amazing

Amazing finance company very friendly and helpful, will go above and beyond to help you out. Even with bad credit they will try there best, monthly payments reasonable also. Reviewed on: 13th August 2021

Professional and efficient service

I've been getting car Financial help from First Response Finance for over 15 years now and I have received professional service at all times. Reviewed on: 13th August 2021

Great customer service

There a very organised company and help you with all sorts of enquiries or struggles you have! Everyone very polite and friendly and my car finance was completed within the day to! Reviewed on: 13th August 2021

Great service

Been with them for over 5 yrs never had a problem with them, Recommend to friends and family as well Reviewed on: 13th August 2021

Brilliant company

Easy to deal with hassle free company good communication Reviewed on: 13th August 2021

Great

Good experience, always helpful in every aspect Reviewed on: 13th August 2021

Great company

I have used this company to finance my last 3 cars, they are fantastic and friendly. Recommended to a friend who also used them. Reviewed on: 13th August 2021

Don't Look Any Further !!

Great company to deal with. I've used First Response a couple of times. They make the whole process very quick and easy. I would s Definitely recommend them and will use them again for any future funding A1+++ Reviewed on: 13th August 2021

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