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First Response Finance: Car finance reviews

4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
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Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7814)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Don't Look Any Further !!

5
Great company to deal with. I've used First Response a couple of times. They make the whole process very quick and easy. I would s Definitely recommend them and will use them again for any future funding A1+++ Reviewed on: 13th August 2021

Quick answer

5
I found this company to have a hassle free attitude to obtaining finance for my car, and also found very easy to contact with enquiries I needed sorted Reviewed on: 13th August 2021

My silver lining

5
I didn’t have the greatest credit, but this company still gave me a chance and that meant more than they could have imagined. Because they were able to help me, I was able to get a car and move around with my toddler with ease and comfort. So thank you! Reviewed on: 13th August 2021

Very good service

5
They did everything quick and very good service Reviewed on: 13th August 2021

Amazing service from start to finish

5
I was worried I wouldn’t be able to get a car on finance until I got in touch with first response finance who did nothing but help me and guide me from start to finish I am so happy at how quick I was able to drive away with my first car. Thank you first response Reviewed on: 13th August 2021

Absolutely out of this world!

5
First response finance were quick, straight forward and paid out shortly after the confirmation call. I cannot thank them enough. The man (I cannot remember his name) was a lovely and understood my anxiety and mental health that I declared to him at the start of the call. I didn’t once feel like I was being judged and extra help can be put in place if needed in the future. From applying to getting my car it was quick and smooth process that took no more then a day. In the future, when I’m due to get a new a car I will most definitely be going through this company. Outstanding customer service and outstanding members of staff. Reviewed on: 13th August 2021

Fantastic

5
I have had car finance with this company for many years and their customer service and the whole process is very quick and easy Reviewed on: 13th August 2021

Fantastic service from start to finish

5
Quick and very easy to deal with. Reviewed on: 13th August 2021

Highly recommend

5
My finance was arranged in a very polite, helpful & efficient manner. I was guided through the process at every stage. Reviewed on: 13th August 2021

Fast friendly customer service

5
Went to look at car had representative call me to go through all my details and see what was affordable for me for my car and was done within 45mins and got a great deal and money was payed out within the day of me accepting my vehicle Reviewed on: 13th August 2021