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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7814 reviews)

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4.88

Based on 7,813 reviews, last reviewed 29th Jun 2026

85200% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7814)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

very helpful

Very prompt and helpful staff was amazing Reviewed on: 13th August 2021

Finance is going really well

Really easy to amend agreement, very happy with the company and would highly recommend Reviewed on: 13th August 2021

Brilliant easily sorted no hassle

Everything was straight forward and easy to complete very nice customer service Reviewed on: 13th August 2021

A company that understands personal situations

I applied with First Response Finance after my previous car was written off in a non fault accident. The application process was very user friendly and after chatting to an advisor my application was successful and I am now in my replacement car and couldn't be happier. Thank you First Response Finance. Reviewed on: 13th August 2021

Amazing!

I first applied for my car and declined, I got put in touch with first response and they accepted me the same day! I have have a few financial issues over the pandemic and first response we’re amazing and helped me there and then! Will definitely be going with them again for a new car! Reviewed on: 13th August 2021

Think there great! Help when needed most!

At a time when I needed a new car the most I found myself in a pickle trying to get finance and just like a family member first response where there to help me get the car and I couldn't be happier with how easy and quick it was to get sorted out. Reviewed on: 13th August 2021

Very good company polite staff

Being if someone with bad credit first response helped me get a new car. Every time I have had to deal with them they have been very helpful staff are always virtuous and polite and are always willing to help even under circumstances of a faulty car helping with the the car dealership to get a repair and an exchange would recommend Reviewed on: 13th August 2021

Car finance

I have bad credit and first response was quick at finding me the right package affordable to me 10* Reviewed on: 13th August 2021

Fabulous service

I didnt think I would get finance for a car but this company made it simple and easy to apply and gave me all the help I needed Reviewed on: 13th August 2021

Excellent

First class finance company always there when needed Reviewed on: 13th August 2021

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