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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (8001)

Great customer service

5
I have been a customer for around 9 years and currently financing my third car through this company, being a family of 7 it can be difficult to obtain a large road worthy vehicle for a reasonable price and first response has helped me multiple times. The friendly customer service is just the best. Reviewed on: 13th August 2021

Amazing service

5
Iv had finance through first response twice now and I can not fault the service they provide Reviewed on: 13th August 2021

Over the moon

5
I couldnt ask for better service very very helpful company and there service deserves top marks Reviewed on: 13th August 2021

Amazing quick service

5
Amazing service very quick with response and in-depth detail with all paper work Reviewed on: 13th August 2021

Helped me with finance even though I have bad credit

5
I need a car for work so when my car broke down and would cost far too much in repairs I need something quick. First response offered me an affordable rate so I could get back on the road on the same day I applied. Customer service was fantastic and was an easy process. Very happy and have recommended to friends and family. Reviewed on: 13th August 2021

Amazing company

5
Amazing company with great communication. They assessed me fair and like a human being not just what my credit says. Because of this I was able to get a cheap reliable family car thats changed our lives through lockdown. Thankyou Reviewed on: 13th August 2021

Excellent

5
Never had any problems, always happy to help, been with them for 9 years now Reviewed on: 13th August 2021

Outstanding Company

5
Supportive and helpful staff. Quick and efficient. 3rd time using this company and have recommended my family and friends. Reviewed on: 13th August 2021

Immediate help

5
Fantastic company. Helped me to get my second car with no hassle, I used them for second time Reviewed on: 13th August 2021

Car finance made easy!

5
First respond dealt with my application so quick yet so professional without any fuss, tailoring a perfect package whatever my credit was. 100% would recommend to anyone that wants a straight forward and friendly car finance company! Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review