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First Response Finance: Car Finance reviews

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4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire
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About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (3)

Van purchased

2
Interest rates high when asked about rates it is what it is that’s answer I got Reviewed on: 28th April 2025
Sean 's avatar
Sean
Reply from First Response Finance HI Sean, We’re open and transparent about our interest rates (the APR is different for each customer), and our customers are provided with the cost of borrowing before entering into a contract with us - this way they can make an informed decision on whether to proceed with buying a vehicle through finance. Take care, First Response Finance. Response date: 29th April 2025
First Response Finance logo
First Response Finance

very high interest

2
Would not give me a small lone even though i make regular payments on current one. Reviewed on: 25th April 2024
lu t's avatar
lu t

Excellent service - always a speedy response.

2
Excellent service - always a speedy response.would use again for my next purchase Reviewed on: 25th April 2024
Ray B's avatar
Ray B

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