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Ford Money: Savings reviews

Name: Savings
Rating: 3.89 (36 reviews)

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4.08

Based on 36 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

2 star

25%

Latest highest rating:

5

Ford Money - great app and competitive interest rates Ford / FCE Bank has a great, user friendly app and offers consistently competitive interest rates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Poor experience, best avoided The so called help desk seem not to have much banking knowledge. Unresponsive and don't seem knowledgeable, always take days to answer emails. I stron... Read more Reviewed on: 22nd June 2023

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About this product

Ford Money offer a range of savings accounts.

You can choose from variable rate products that let you make unlimited withdrawals without penalty. Or you could opt for fixed rate savings products which don’t allow early access. Deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more.

Ford Money savings reviews help you find out what it’s really like to be a customer. If you’ve used Ford Money before, you can also leave a review and share your experience.

Ford Money Savings reviews (36)

Review of the Ford Money, Savings:

Happy saver

I have had a savings account with Ford Money for a few years and have always been happy with the service and feedback. The interest rates are normally competitive with most big name banks and there are often promotions which make you feel valued. Reviewed on: 24th May 2024

Avoid!

Avoid! We opened a 1 year savings account so we could get a reasonable interest rate, knowing we would be withdrawing after the year using the money as a house deposit. We were told after the year our money would transfer to a regular access savings account. This was not the case, our money was reinvested for another year without notification or our consent and we were told we could not have access to our own funds so we can put a deposit down on a house. That’s theft, in laymen’s terms. We tried to withdraw 16 days after our fixed term came to an end and were informed that had we been 2 days earlier we could have done so without problem as there is a 14 day cooling off period before reinvestment. Another fact we weren’t made a aware of. The only way we could get OUR money was to write a letter and it would be released at their discretion. 3 weeks later we get a phone call saying that we were 5 days late requesting our money (not 2?) but that as a goodwill gesture, they would let us have our money back!! A goodwill gesture? We had a few reminders that our fixed term was coming to an end but absolutely nothing to say that our money would be reinvested with no access to it. And we still have to wait several days before it is transferred. You cannot keep people’s money without their consent, simple. We should have gone to the police, let alone the ombudsman. Reviewed on: 14th February 2020

In shock

Decided to transfer all my savings as bank was cutting my interest rate from 0.2 to0 1..so googled best savings acconuts and see ford topping the list at near 1.4 easy access..so took the plunge opting for monthly interest. And there it is in my bank today 1 month later..im in total shock to why I havnt done this earlyer Reviewed on: 5th February 2020

Great company!

Great savings account. Easy to open. Good interest rates. Account managed entirely online. However there is a customer service team available to answer calls andd give any assistance to required. Only have had to contact once when I forgot my password but the member of staff was very helpful and stayed on the line until I was logged back in. Only problem is the level of security information you need to remember to be able to log in to your account but otherwise great service Reviewed on: 12th November 2019

Easy

After searching for 1 year fixed rate account I came to Ford Money. I completed opening the account on-line without a problem very quickly and transferred funds. All appears ok and I can access on-line and have spoken to real people on their contact details without issue. No lengthy calls holding on or call backs that don't happen. I would certainly recommend. Reviewed on: 28th October 2018

Okay

Did what it said on the tin but I wasn't excited by the overall service Reviewed on: 15th May 2018

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