Write a review

Go to business site

Great Western Credit Union: Loans reviews

Name: Loans
Rating: 4.82 (1268 reviews)

View other Great Western Credit Union products

4.82

Based on 1,268 reviews, last reviewed 10th Mar 2026

1% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Helpfully and faster very good thanks Helpfully and faster very good thank you for helping me Reviewed on: 10th March 2026

Latest lowest rating:

2

Your site tells me to verify my email by submitting... Your site tells me to verify my email by submitting code.but you don't send code snd I have had several chats Reviewed on: 20th February 2026

Visit provider site Read all reviews See your review

About this product

Great Western Credit Union offer three different loans – an Advantage Loan, a Consolidation Loan or a Personal Loan.

You can borrow between £100 and £15,000 and there are no hidden fees or charges.

Great Western Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Great Western Credit Union before, you can also leave a review and share your experience.

Great Western Credit Union Loans reviews (1268)

Review of the Great Western Credit Union, Loans:

Excellent, efficient, trustworthy and friendly

I've been with GWCU for years, both for savings and loans. Always had an excellent, friendly and helpful experience with them. They are trustworthy, very efficient and go above and beyond to help. Their interest rates in loans are fair and interest on savings is good. I would highly recommend them to friends and family. Reviewed on: 30th May 2025

Reply from Great Western Credit Union Hi Susan Thank you for taking the time to leave such a positive review! We’re glad to hear you’ve had consistently good experiences with GWCU, whether saving or borrowing. We aim to provide competitive rates and accessible choices for everyone, so it's great to see that has come to fruition for you as well. It’s also great to know you feel looked after and that our team has been there when you’ve needed support. We really appreciate the response, and we’re always here if you need us! Thanks again Robin Response date: 2nd June 2025

A lifeline to people without options

My experience of Great Western Credit Union has been nothing but good and they have literally been a lifesaver to me. I first took out a loan with them after finding a new job and the period of unemployment caused several months rent arrears. So that stopped me becoming homeless when my low credit score meant nothing was available elsewhere. Years later in 2019 my chronic fatigue became so bad I had to stop working and then I was hit with fibromyalgia in Jan 2020. It got to the point I needed a mobility scooter to get to the shops comfortably and reliably, and they are nearly £2000 for a cheap no-name Chinese one and twice that for a well known brand. Again, on disability with no credit score worth speaking of, these people saved my life. I believe I can with fair certainty say I wouldn't still be here today without their help to keep me sane and life manageable. I wouldn't hesitate to recommend them to someone both as a great service in itself and as a much more ethical alternative to the big transnational banks. Reviewed on: 6th August 2021

Amazing

I have been saving for a while and have had a loan, the process was easy and quick and whenever I have needed to call or visit the staff are exceptional every time, would definitely recommend them. Reviewed on: 6th August 2021

I will recommend my friends that is the best and easy bank to loan and save money. ..

My experience is great because I am alway invited in meetings, and be updated with new programms. Reviewed on: 6th August 2021

Fantastic service

Fantastic service and excellent customer service they were so helpful and very friendly Reviewed on: 6th August 2021

Brilliant easy to use

Great experience and helpful staff and advice Reviewed on: 6th August 2021

Brilliant

Very very helpful and quick response and keeped information at all times Reviewed on: 6th August 2021

Happy customer

Think the lending and saving is brillant. Helps when you don’t want to get a decant loan with a high interest rate. Reviewed on: 6th August 2021

Excellent Service

All aspects of the loan process was easy and communication was excellent. The on-line access to my loan account makes it easy to know where I am with repayments etc. Reviewed on: 6th August 2021

Good

there is a great loan and easy to sleep Reviewed on: 6th August 2021

Excellent in providing affordable loans

Helpful staff easy to understand sites Reviewed on: 6th August 2021

Alternative products

Personal Loan
from Post Office 4.08 from 176 reviews
Loans
from Manchester Credit Union 4.93 from 2165 reviews
Short-term loans
from Moneyboat.co.uk 4.89 from 729 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub