Write a review

Halifax: Junior ISA reviews

Name: Junior ISA
Rating: 3.41 (17 reviews)

View other Halifax products

3.24

Based on 17 reviews, last reviewed 22nd Apr 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

36%

29%

2 star

29%

Latest highest rating:

4

A good way to save birthday/Christmas money. A good way to save birthday/Christmas money. A bit of a faff to set up Reviewed on: 22nd April 2025

Latest lowest rating:

1

child scammers should receive capital punishment child scammers should receive capital punishment. Reviewed on: 19th June 2023

Read all reviews See your review

About this product

Halifax offer a Junior Cash ISA for children aged under 18.

The interest rate on this account is variable and the money is locked away until they are 18. The account can be opened with just £1 and once a child reaches the age of 16, they can open an account themselves.

Halifax Junior Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Junior ISA reviews (17)

Review of the Halifax, Junior ISA:

Easy to use

My son has a Junior ISA and we’ve been impressed by the interest rate and also the ease to set up. The only issue was that we had two versions of the same account set up which made it confusing but was sorted promptly when we realised Reviewed on: 31st January 2022

Extremely easy to setup and manage

Set up a junior ISA for my daughter. The process was painless and management of the account is very straightforward. Reviewed on: 7th January 2020

Poor and dated banking service

I opened 3 junior ISA account in local branch. I am unable to obtain balance on my 3 children's ISA accounts unless I physically go into the branch. I having set up internet banking but only able to view their regular saving accounts. Telephone helpline could not give me any information. I have never received yearly statements for their accounts, having had the accounts for 2 1/2 years and when contacting helpline to arrange postal statements I was told I would need to go back into the local branch to set this up. I now wish to close all accounts with Halifax due to their poor banking service, however when opening the ISA accounts I was not informed that I would never be able to close these accounts or transfer them to another junior ISA and they would have to keep their accounts until they are 18 years old. Reviewed on: 20th November 2019

Perfect

No problems and they couldn't be any better. 1.5% interest is good as well! Reviewed on: 6th May 2017

Difficult company to leave

I have been trying to transfer my daughter's junior ISA to another company for months now. Every time I contact the Halifax I am either ignored or told they need yet further documentation. So far, I have sent them proof of my change of name (my original marriage certificate), proof of my new address (various accepted utility bills), birth certificates, letters, emails, phone messages, but they are still refusing to even communicate with me. I assume their plan is to wait until the new financial year, when it will be too late for us to add money to this year's ISA unless we give the money to them. Disgraceful service and would not recommend in any circumstances. Reviewed on: 12th February 2017

Good interest rate

My daughters savings account has a very competitive rate of interest. I can only manage it in branch, which is inconvenient, but as we don't need access to the account very much it isn't a huge problem. Reviewed on: 4th February 2017

Great rates

Halifax always keep in contact with any account changes. My little girl gets a vey good rate for the future. Reviewed on: 29th November 2016

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Stocks and shares ISA
from Beanstalk 5.00 from 22 reviews
Junior ISA
from NuWealth 0.00 from 0 reviews
My MoneyBuilder ISA
from Scottish Friendly 4.00 from 5 reviews

There's still more to see!

Halifax has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub