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Hastings Direct: Personal Loans reviews

4.45
Based on 119 reviews, last reviewed 10th Oct 2024
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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8%
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2%
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5%

Latest highest rating:

5

Quick, great value for money, easy to you great service, quick, easy to use, all required info well displayed. Thank you Reviewed on: 28th September 2024
Wojciech G's avatar
Wojciech G

Latest lowest rating:

2

I had multiple loans but this company its on other l... I had multiple loans but this company its on other level 5 days + for money to come its a joke . People taking loans because they need cash asap most ... Read more Reviewed on: 28th August 2024
Eddy 's avatar
Eddy

About this product

You can apply for a Hastings Direct Personal Loan online with no need to send anything through the post.

If you decide to repay a Hastings Direct Personal Loan in full or in part, you won’t be charged a fee. Loans are available from £1,000 to £25,000, repayable over one to five years.

Hastings Direct Personal Loan reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Hastings Direct Personal Loans reviews (119)

Review of the Hastings Direct, Personal Loans:

Easy, upfront loan agreement

5
I was pre-approved for this loan on a comparison site. I went through the application process and was offered the full amount and at the APR I was pre-approved for, which hadn't happened with other lenders. I was able to review the offer before accepting it, which again hadn't happened with other lenders and involved ringing them to cancel and return the money. I've logged into the 'My Loan' portal and it all looks very easy to navigate with options to make extra payments outside of the direct debit payments. I would only like to suggest they have a section to change the direct debit, as the account I needed the money in, isn't the one I want to repay the loan from. Reviewed on: 26th September 2024

Very simple and straightforward process.

5
Very simple and straightforward process. Not stressful and very transparent. Communication all throughout. Reviewed on: 28th July 2024

Very easy process indeed.

5
Very easy process indeed. Straight forward without any stress. Fast payout and good rates. Reviewed on: 27th July 2024

Amateur loan company

1
Do not apply through clear score or Experian with a triple lock guarantee - complete let down and very Amateur Reviewed on: 17th July 2024

Very easy and fast.

5
Very easy and fast. Good rates. Takes the stress out of process Reviewed on: 24th June 2024

Easy to use website

5
Easy to use website and once application was completed online the decision was made very quickly and then money was transferred as expected Reviewed on: 23rd June 2024

Long payout time

3
Application process is modern and intuitive. What to expect with any modern loan platform. Not the best, by far not the worst. what was really surprising and not mentioned anywhere prior to signing and completing, is that they take up to 5 days to payout. Most if not all companies I’ve dealt with, once pre-approved and signed, payout the same day/in a couple hours. Reviewed on: 7th June 2024

They make you wait a week.

1
They change your Apr once the have done a hard search, this affects your credit score if you go elsewhere. Once it's all gone through they tell you upto 5 working days wait, I had to wait a week so the van I wanted was sold. Never experienced this with any other company usually a couple of hours. Reviewed on: 29th May 2024

I had a fantastic experience with Hastings Direct fo...

5
I had a fantastic experience with Hastings Direct for my loan. The process was smooth, the interest rates were reasonably competitive and the customer service was fantastic. Reviewed on: 22nd May 2024

"Smooth Sailing with Hastings Direct Loans"

5
I had a fantastic experience with Hastings Direct for my loan. The process was smooth, the rates were reasonably competitive and the customer service was fantastic. Highly recommend! Reviewed on: 9th May 2024

Application took minutes and money in account 4 days...

5
Application took minutes and money in account 4 days later. Reviewed on: 9th May 2024

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