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Hastings Direct: Personal loans reviews

4.40
Based on 119 reviews, last reviewed 8th Oct 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Quick, great value for money, easy to you great service, quick, easy to use, all required info well displayed. Thank you Reviewed on: 28th September 2024
Wojciech G's avatar
Wojciech G

Latest lowest rating:

1

Agreed a loan and then, after both myself and compan... Agreed a loan and then, after both myself and company signed on it, they backed out in the final checks phase - SURELY YOU SHOULD DO THE "FINAL" CHECK... Read more Reviewed on: 8th October 2025
pp's avatar
pp

About this product

You can apply for a Hastings Direct Personal Loan online with no need to send anything through the post.

If you decide to repay a Hastings Direct Personal Loan in full or in part, you won’t be charged a fee. Loans are available from £1,000 to £25,000, repayable over one to five years.

Hastings Direct Personal Loan reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Hastings Direct Personal loans reviews (119)

Review of the Hastings Direct, Personal loans:

Saved the day when my own bank let me down

5
I am a key worker and need a new car to get to work. My own bank a Spanish one beginning with letter S gave me the impression I was getting a loan at 3.1% I have a great credit rating and own my own house with no mortgage. When the loan was processed they actually changed the rate to 13.4 which put the monthly payments out of my reach. I had to go back to the car dealer and let him down. My dealer suggested I use Moneysupermarket.com to search for a better rate. Hastings Direct quoted me a rate of 5.1% and what they said didn't change. I can afford the monthly payments now and go to see the new car tomorrow. Felt relieved. Application was very straightforward and I would recommend. Reviewed on: 19th July 2022

"Smooth Sailing with Hastings Direct Loans"

5
I had a fantastic experience with Hastings Direct for my loan. The process was smooth, the rates were reasonably competitive and the customer service was fantastic. Highly recommend! Reviewed on: 9th May 2024

Application took minutes and money in account 4 days...

5
Application took minutes and money in account 4 days later. Reviewed on: 9th May 2024

I had a very easy experience getting my loan all don...

5
I had a very easy experience getting my loan all done in minutes monet in my account in 3 days fantastic Reviewed on: 1st May 2024

Tried to change me extra for settle my loan

1
I decided to repay my personal loan 2 years before the time. It is not only they did not offer any discount, they actually tried to charge me extra for settling the loan Reviewed on: 30th April 2024

private deals credit we did exact work on the money...

5
private deals credit we did exact work on the money sound and friend type at the desk ok Reviewed on: 27th April 2024

Hidden charges to settle early - avoid

1
Had to pay additional money to settle early. I complained, they didn’t care. They had already made thousands off me. Just a greedy ethically poor company. avoid. Reviewed on: 26th April 2024

It was very nice to have things go very smoothly...

5
It was very nice to have things go very smoothly Reviewed on: 25th April 2024

What a wonderful experience.

5
What a wonderful experience. The whole process was seamless. My loan was delivered promptly and within the stipulated time. Reviewed on: 18th March 2024

fantastic

5
You are really unique. I did not believe that I could achieve my wish so easily. I am really grateful to you Reviewed on: 15th March 2024

Excellent service loan received when they said it wo...

5
Excellent service loan received when they said it would be and easy to contact to discuss change to DD payment date thank you. Reviewed on: 7th March 2024

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