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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Efficient Business Banking

5
A real easy, friendly and efficient form of business banking that is ideal for any SME to deal with! Reviewed on: 21st March 2022
John Hooper's avatar
John Hooper

Great service, intuitive app

4
A great mobile service that is supported by the existing HSBC infrastructure and local counter service. Reviewed on: 21st March 2022
Ronan Noble's avatar
Ronan Noble

Brilliant

5
I have used hsbc kinetic for a few months and I can’t fault it. Super simple and easy to use and haws everything you need. Reviewed on: 21st March 2022
Gracie's avatar
Gracie

Easy & quick to set up & easy to use

5
So much easier & faster to set up than other business accounts. Set up in days (rather than weeks/months). And has been very easy to use. Overall, very impressed & very happy. Reviewed on: 21st March 2022
Nicholas O'Donovan's avatar
Nicholas O'Donovan

Best service ever!

5
The best service received ever! Thank you for your support and being always to me! Reviewed on: 21st March 2022
La Scalla Group Ltd's avatar
La Scalla Group Ltd

Great service

5
Very convenient banking on your finger tips, all the services and support at one place in app Reviewed on: 21st March 2022
Sana's avatar
Sana

excellent

5
I have always received on time and precise response in all business and communication Reviewed on: 21st March 2022
eser zuvin's avatar
eser zuvin

Quick , Easy, Fun and interactive

5
I managed to open my account with full verification within 15 minutes of my lunch break. Being a lorry driver and a logistics operator i do not have much time on my hands in a day this was a sense of relief to have a bank that understands time is money and wins hands down in verification and opening new accounts made so quick and having a easy navigation throughout the process. I was unable to open a business account as easy as this with other banks with the endless need of additional information and time to scan and submit further proof upon further proof of company documents with very long turnarounds. HSBC Kinetic has set the gold standard of opening business accounts with its seamless flow and ease. Reviewed on: 20th March 2022
Jaz Chauhan's avatar
Jaz Chauhan

Really easy straight forward banking

5
With all the pressures of running a small business you need something to make life a little easier, this is what HSBC Kinetic does! Easy to use, clear and access to other products too! Reviewed on: 20th March 2022
Sarah Taylor's avatar
Sarah Taylor

Great app, shame it doesn't work with Quickbooks

3
The app works great. just a shame that they advertise that it works with Quickbooks when it doesn't. Yes you can link Quickbooks to your kinetic app but you cannot add your kinetic account to Quickbooks online. The app and account are good but if you use Quickbooks then avoid. Reviewed on: 20th March 2022
Dave's avatar
Dave

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