Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Easy to apply/use

5
Very easy to apply for business account and super easy to use .. Thanks for great opportunity. Reviewed on: 18th March 2022
Nicolae Moldovanu's avatar
Nicolae Moldovanu

Good if you need it quickly

4
Kinetics account served the purpose we had, approved and opened quickly. However some months later we needed to make larger transfers and do some international payment and thats where we needed classic current business account. All in all Ok Reviewed on: 18th March 2022
Denis Tibinac's avatar
Denis Tibinac

Quality banking experience - very easy to use

5
I needed a business account quickly and it couldn’t have been easier to set my Kinetic account up. My card was delivered quickly and I was up and running very quickly. The phone app is easy to use and very clear and I am notified when payments are made which is. Wry useful. Very glad I chose this account. Reviewed on: 18th March 2022
Andy Ward's avatar
Andy Ward

Amazing

5
Amazing, I recommend. 100% sure. Reviewed on: 18th March 2022
Marco Sousa's avatar
Marco Sousa

Business happiness in an app

5
When I opened the business last year I was thinking I will have lots of headaches with the business bank account opening. While I have a personal HSBC bank account, I decided to go with HSBC Kinetic. Life is so easy. I have connected with Xero accounting software, I can pay the invoices or the salaries straight from the app. I can say it is business happiness in an app.It is the easiest way to be in touch with my business. Reviewed on: 18th March 2022
Elena's avatar
Elena

Hassle-free business internet banking

5
The entire process was simple. Customer support was excellent. No issues encountered, and the service has met all requirements Reviewed on: 18th March 2022
Melesh Kesha's avatar
Melesh Kesha

Excellent service but some limitations

5
The account operates well, with minimal issues. Some good features for tracking costs and expenditure. There are limitations, such as with getting international payments set up and the response speed for queries. Reviewed on: 18th March 2022
Danyal Janjua's avatar
Danyal Janjua

easy to use

5
Easy sign up and easy to use and watch money expenditure Reviewed on: 18th March 2022
syira ahsan's avatar
syira ahsan

Great improvement on the HSBC Corporate Account

4
Easy to use, purely online which is a lot improvements for SME Reviewed on: 18th March 2022
PC's avatar
PC

Easy access

5
To open a business account is really easy and practical with HSBC Kinetic App. Reviewed on: 18th March 2022
Anonymous's avatar
Anonymous

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill