Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Quick and reliable

5
Quick opening of business account reliable and helpful business team at any point Reviewed on: 18th March 2022
Benz's avatar
Benz

Bank you can bank upon.

5
Opening the account was very easy. All was done online including sending business plan and copy of contracts. Card arrived very quickly and depositing the cheques and cash was a cake walk. Branch staff is very polite. Always more than happy to help. HSBC, bank you can bank upon. Reviewed on: 18th March 2022
Ankush Sharma's avatar
Ankush Sharma

By far the best business banking in all aspects!

5
After running multiple businesses over the years with a variety of banks I can honestly say HSBC are by far the most reliable, highly organised and efficient bank I have ever used! Reviewed on: 18th March 2022
Sophie rudd's avatar
Sophie rudd

Good I very liked

5
I have small bisness shop for second hand shop just beginner start soon I hope I am winner this money help me for growing up. Reviewed on: 18th March 2022
Osman Ahmedov's avatar
Osman Ahmedov

Most advanced yet simple banking!

5
Using HSBC Kinetic Business Account is a breeze! I love the premium feeling I get when I especially use the Kinetic app. The customer care is very helpful and prompt as well. Definitely most trustworthy bank account for all those important business transactions- would love a control to stop paper statements and get online ones though. :) Reviewed on: 18th March 2022
Tanya Sharma's avatar
Tanya Sharma

Easy to set up, easy to use.

5
At first I was a little worried about not going into a branch to set up an account but after starting the process I found that it was an easy and quick process to do. Using the app it’s easy to keep track of my account. Reviewed on: 18th March 2022
Jack's avatar
Jack

Slick, effective and efficient

5
Slick, effective and efficient. Simple to use, easy to access and navigate, complimented with modern aesthetics. Reviewed on: 18th March 2022
Greg Mudd's avatar
Greg Mudd

Simple to use business banking account

5
Great experience so far. Very simple to use and clear information. Onboarding is very smooth as well. Perfect for small medium businesses Reviewed on: 18th March 2022
Jinshu Peethambaran's avatar
Jinshu Peethambaran

Better experience

5
Better experience and easy to use. Reviewed on: 18th March 2022
Etukeni E. Ndecha O.'s avatar
Etukeni E. Ndecha O.

Simple and easy to set up, takes the stress ouot of business banking

5
I was looking for a straightforward bank account for my new consultancy business, I came across Kinetic as an exisiting HSBC customer. One of the easiest banking set up's I've undertaken....from thinking about it to producing my first invoice in less than a day. Reviewed on: 18th March 2022
Caroline Dawson's avatar
Caroline Dawson

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill