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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Best bank ever!

5
HSBC kinetic is really easy to use, straight forward and you know your money is safe. Highly recommend for small businesses. Reviewed on: 18th March 2022

Kinetic why

3
Here is a quick business banking account you can set up in a matter of minutes. I am sure there isn't anything out there that is comparably simple and quick and easy. Reviewed on: 18th March 2022

Ease of use, cost, speed of service

5
I am really happy with my Kinetic account Reviewed on: 18th March 2022

Excellent user friendly

5
I had a hassle free experience while using HSBC kinetic Reviewed on: 18th March 2022

Fabulous

5
I found HSBC KINETIC a veri nice format application,easy to use and safe …it’s just brilliant. Reviewed on: 18th March 2022

Easy Business App to use

4
I find it the HSBC Kinetic Business App user friendly and very efficient to use. Reviewed on: 18th March 2022

Fast and best service

5
I was looking for a business account and came across hsbc kinetic , great service , efficient & quick updates , strong technical team behind it .. really pleased. My support for them all the way Reviewed on: 18th March 2022

HSBC Kinetic is easy to navigate and simple to use, with client focused

5
I have been using HSBC kinetic over a year now and It is a pleasure to use, it’s easy, straight forward and makes the experience enjoyable. I highly recommend it. Reviewed on: 18th March 2022

Easy to open and access

5
Simply outstanding services for day to day business banking. Reviewed on: 18th March 2022

new business,new banking

5
I have just set up my new business. I needed a new bank account. Firstly I was able to approach customer service in our local branch, who set up new account on my phone. having this account on my phone means I can manage my business very easy. It has all the faclilities I need. Very happy with new account. Reviewed on: 18th March 2022

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