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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Easy to operate

5
Hsbc kinetic is easy to use and make my business run smoothly Reviewed on: 18th March 2022
gbenga Adeyi's avatar
gbenga Adeyi

Very impressed indeed

5
I was a bit dubious about the Kinetic account as I haven't had much luck with apps! However, it was super easy to set up and even easier to use. I love that I can bank in the go and how it lets me know when I have been paid by my clients. One very happy customer Reviewed on: 18th March 2022
Paula's avatar
Paula

Kinetic makes things simple!

5
HSBC Kinetic has really helped keep all of my business activity in one place, with a simple and easy approach it’s super user friendly! The features within the app help monitor business activity and grow understanding in regards to forecasting monthly etc Fully recommend Kinetic Reviewed on: 18th March 2022
Alex Cannon's avatar
Alex Cannon

User friendly and efficient

5
HSBC Kinetic has very user friendly app with everything we need in hand. Efficient like all business owners want. Reviewed on: 18th March 2022
Elisabete's avatar
Elisabete

Great Banking

5
HSBC provides easy and user friendly banking. Reviewed on: 18th March 2022
ZainaU's avatar
ZainaU

Very good bank for small to big business

5
Their customer service and app features are amazing Reviewed on: 18th March 2022
Ammar's avatar
Ammar

Great business account

5
Great support from HSBC team. User friendly app! Reviewed on: 18th March 2022
Sergiu Micu's avatar
Sergiu Micu

Setting up Business Banking was such a stressful task until I found HSBC Kinetic

5
I had recently started a new Ltd Company and was searching for a business bank. So many places offered great things but ultimately failed to deliver. HSBC Kinect had me up and running in the matter of a few hours. The app is very user-friendly. Its not a product I would over-sell silly new features and gizmos, it just does exactly what it say it will, and it does this quickly and securely. A great service! Reviewed on: 18th March 2022
Glenn's avatar
Glenn

Really easy process

5
Very easy to setup and the service is really good. Reviewed on: 18th March 2022
sushil kharel's avatar
sushil kharel

Rating my experience

5
The online business banking is easy to navigate and contents are straightforward to understand Reviewed on: 18th March 2022
Francisca Costa 's avatar
Francisca Costa

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