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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Straightforward and hassle free app

5
I have been using the app for a while now and it’s been great. Reviewed on: 18th March 2022

Fantastic Experience

5
I'm a total novice but Kinetic have made it easy to set up my own company. Easy to use site, helpful staff and good feedback. Would highly recommend. Reviewed on: 18th March 2022

accuracy, correctness and good service

5
I have been their client for more than three years. A very accurate and honest bank Reviewed on: 18th March 2022

Fantastic Account

5
Great features, fantastic service. Reviewed on: 18th March 2022

Manage and pleasure

5
Very good customer service and friendly Reviewed on: 18th March 2022

Great bank

5
Very easy to use app great bank and Reviewed on: 18th March 2022

Outstanding app

5
HSBC has really done well with this app. Absolutely perfect and a pace setter for other banking apps. Reviewed on: 18th March 2022

Simple and easy to use

5
It is incredibly easy to sign up to HSBC Kinetic, and once you have an account the app makes handling money straightforward. Reviewed on: 18th March 2022

HSBC Kinectic is very good

5
I have a wonderful experience banking with HSBC KINECTIC. Reviewed on: 18th March 2022

Pretty useful app!!

4
Some info could be more clear when signing up but follow up is very good with phone call and emails. Thumbs up Reviewed on: 18th March 2022

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