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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

HSBC Kinetic is excellent mobile business banking for entrepreneurs!

5
As a managing director and sole employee of a small limited company, I have found HSBC Kinetic to be a great money and time-saving option for my mobile business banking. Reviewed on: 12th March 2022
honoree_01_osier@icloud.com's avatar
[email protected]

Easy and fast to open an account and use!

5
I went with HSBC Kinetic because when I started my business the first thing I needed to do was to get a bank account, but other well known banks made you wait to get started. Kinetic was approved and ready within 24 hours and I was good to go. The app is simple to use and takes no time to pay suppliers or see when I have received a payment. Reviewed on: 12th March 2022
Jonathan Marsh's avatar
Jonathan Marsh

Very helpful!

4
I was looking to open an account for my business and found this is very easy to use Reviewed on: 12th March 2022
Laura's avatar
Laura

Very good service

5
Very easy to use and fast in using online money, very good for transactions. Reviewed on: 12th March 2022
Patkunan Kandasamy's avatar
Patkunan Kandasamy

Great service

5
Easy to open and manage. Helpful customer service Reviewed on: 12th March 2022
mirza yaseen's avatar
mirza yaseen

Efficient and easy to use

5
I find it very user friendly Easy Efficient Reviewed on: 12th March 2022
Linda's avatar
Linda

Finance

4
If you have more financial options for your customers would be great. Reviewed on: 12th March 2022
Atlas Marketing Consultancy 's avatar
Atlas Marketing Consultancy

Experience is Everything

5
HSBC Kinetic is exciting, inspiringly future-oriented and combines customers’ feedback with innovative designs and smart features. It is also very user-friendly which is something that older high street banking institutions are trying to catch up with. HSBC Kinetic is the banking future available today. Hope to see more innovative developments as planned by the Bank. Reviewed on: 12th March 2022
Felix Kuforiji's avatar
Felix Kuforiji

great servi ce

5
good app great service , always will use and lower fees Reviewed on: 12th March 2022
YOZI JONATAN's avatar
YOZI JONATAN

Perfect!

5
Account created within 24hrs and ready use, got my card within a few days and it was done! Ideal for small biz! Reviewed on: 12th March 2022
Reid's avatar
Reid

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