Write a review

Go to business site

HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

Read all reviews See your review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023

Great business bank

Everything works as it should making life easy for myself and my business. Reviewed on: 11th March 2022

Simplicity

From start to finish opening this account was so simple and easy to understand. Reviewed on: 11th March 2022

Easy to access, user-friendly tech

Setting up this account was totally hassle-free and took the fear out of some of the tasks needed to set up my business. The process was slick, no issues, and the app is really easy to use. Way better than expected! Highly recommend. Reviewed on: 11th March 2022

Easy to use

I set it up with no problems and find it very easy to use on a day to day basis. The rates are very competitive as I did some research on what was on offer by over 10 different organisations and when allowing for the hidden costs on many accounts this seemed the best deal available to a small business. Reviewed on: 11th March 2022

Speedy, easy, business banking

The Kinetic account is amazing for business owners - easy to set up, easy to navigate and easy to communicate should you have any questions/queries. The additional features make the app stand out from the rest with its spending tracking/budgeting software - I use it everyday. Reviewed on: 11th March 2022

Rapid Online Business Account Setup

Absolutely amazing how quick my business account was set up and to do it all online including all identity checks was so streamlined, one bank wanted me to travel over 50 miles to show them a passport, would highly recommend and already have done so, HSBC Kinetic to everyone Reviewed on: 11th March 2022

Great, simple banking for small businesses

I've been impressed at how straightforward and simple the HSBC Kinetic service and app have been to use. All of the functions I needed, in my hand, whenever I need them and all in one place. The ease of use means that I have been able to concentrate on growing my business rather than wasting time! Reviewed on: 11th March 2022

HSBC Kinetic account for businesses

HSBC Kinetic account is really useful and user friendly. I can contact with customer service quickly and i can use the application easily. Thats the way to do my business fastly. Thank you HSBC Kinetic account. Reviewed on: 11th March 2022

Excellent Service and Mobile App

Easy and clear application process. Quick setup time once approved, great security features and anyone familiar with the HSBC personal banking app will find the Kinetic Account app a breeze to navigate. Never yet had any problems, fingers crossed! Reviewed on: 11th March 2022

Perfect for my needs.

When I switched from self-employed to limited company I needed a business account. Being with HSBC for my personal account I contacted HSBC and they recommended HSBC Kinetic. From the performance reports to the financial tools (connecting to Xero, Quickbooks or Sage) everything has been made seemless and easier to save time (which is highly wanted when having a business) I wiykd highly recommend HSBC Kinetic. Reviewed on: 11th March 2022

Alternative products

Business Banking
from Mettle 4.91 from 2880 reviews
Multi-currency business account
from Equals Money 0.00 from 0 reviews
Business Banking
from Habib Bank Zurich plc 5.00 from 1 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub