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HSBC Kinetic: Business account reviews

4.68
Based on 1,939 reviews, last reviewed 2nd Apr 2025
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
Tom S's avatar
Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
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SB

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1939)

Easy to set up

4
It's easy to set up without any hassle, unlike my experience with some other virtual banks like Monzo, Monese and Starling. Reviewed on: 10th March 2022

Vasile Cirlig....UNIKDOM LTD.

5
so let me tell you honestly it was very difficult to get this bank card online ... because it was in time of the pandemic, but after I got it, I was so happy that .and today I am very happy with it, because if you name it grant this bank I do not know what I was doing with my business. So my little business is to build people's homes, so it's a business under construction .... maybe once and for all the people who will live in these homes will thank you with at least a few words good luck to those who built their homes .... so I wish you future prosperity .... more and more clients and successes .... you are a team that deserves all the best in the world ...... thank you as long as you exist ... Reviewed on: 10th March 2022

Excellent

4
Good set up process and easy to use Reviewed on: 10th March 2022

Great app. Good customer service.

4
This is the first virtual internet banking I use, easy to set up, never has problems to log in. Friendly user menu. Excellent job from HSBC! Reviewed on: 10th March 2022

Thanks for your business

5
Business is great, amazing customers service and best mobile app Reviewed on: 10th March 2022

Easy, advance, reliable and well equipped business account

5
I am using this account as a new business, so far found it very easy to use. It’s fulfilling my business need and support me with my online transaction. I am very satisfied with my HSBC kinetic account. Reviewed on: 10th March 2022

Game Changer

5
Finally a business account that understands the needs of small business owners. No fuss, straightforward process to set up account. Easy to use. Simple, effective - no bells and whistles. Reviewed on: 10th March 2022

Very simple to use

5
Very happy working with HSBC currently starting business account. Very easy setup everything online and ability for overdraft for lots is great for me. Reviewed on: 10th March 2022

Excellent service

5
The best bank in UK as it provides faster and good service .I recommend to everyone to use the service .Thanks Reviewed on: 10th March 2022

Good banking app with room for upgrades

3
HSBC Kinetic is a basic business account app. They have already added a number of new functionalities since launch but some fairly basic things are still somewhat missing like for example the integration with Quickbooks or equivalent. The chat function has proven to be effective. Reviewed on: 10th March 2022

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