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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Brilliant account so easy to use!!!

5
The kinetic was my first account as a business owner and my god it makes life easy it’s got it all I’d highly recommend to anyone!! Reviewed on: 10th March 2022
Jamie Tonkins's avatar
Jamie Tonkins

Best of all

5
Easy setup and fully automated. The App is user friendly and options full customer compliant. I recommend strongly Reviewed on: 10th March 2022
Sam Njoku's avatar
Sam Njoku

Good fluent

5
User experience fine Good Smart using Useful Reviewed on: 10th March 2022
radwan H's avatar
radwan H

Business Provider

5
My revew is in regards of HSBC Kinetic app for Business. This is very easy touse and the HSBC Bank very helpfull taking the decision for your business needs, loan, finance and other products. Reviewed on: 10th March 2022
Violeta-Anisoara Zarnescu's avatar
Violeta-Anisoara Zarnescu

Fast and simple to open an account, works well.

5
Great service for a new company that wants to open an account to receive and send payments. Fully functional in a few hours and everything has worked reliably. No spam, just what I need. Reviewed on: 10th March 2022
Alex Sumner's avatar
Alex Sumner

Amazing Bank

5
Since I started my own business HSBC Kinetic was there to help me with my financial. Reviewed on: 10th March 2022
Diego Florenzano's avatar
Diego Florenzano

Great until u have a problem

4
Locked out took 2 visit to branch and 48 hrs to sort can't make purchases online still promised to send me out a form 4 weeks ago to sort still waiting Reviewed on: 10th March 2022
cedric carmichael's avatar
cedric carmichael

Easy and flexible

5
Fantastic facility for a new company just starting out. Quick and easy mobile app for on the go businesses Reviewed on: 10th March 2022
Graham Wilkinson's avatar
Graham Wilkinson

recommended

5
we are very satisfied with HSBC our all banking needs completed due to this highly recommended thankyou Reviewed on: 10th March 2022
CDM Delivery's avatar
CDM Delivery

Ok with Kinetic

3
I find the app very useful if you just want to pay someone, however if you need that desktop all thrills banking app this not the account for you. Reviewed on: 10th March 2022
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