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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Safe , easy and secure

5
The process of opening an account has never been so easy. Reviewed on: 10th March 2022

Great

5
KINETIC Business KINETIC Great KINETIC Perfect KINETIC Yes Reviewed on: 10th March 2022

VictorV.

5
The best...✌Good and perfect service for my business. !! Thanks! Reviewed on: 10th March 2022

KINETIC CARE FOR YOU

5
It’s a rare thing to discover a bank that genuinely cares about the people Reviewed on: 10th March 2022

Fantastic Business Banking App- definitely 21st Century Business savvy

5
HSBC Kinetic is a Fantastic Business Banking App - very user friendly , so saves so much time - always a plus in Business - and definitey in pace with current technology and communication In other words, HSBC Kinetic is definitely a 21st Century Business Savvy banking tool ! Reviewed on: 10th March 2022

My kinetic

5
What an awesome app being apprehensive with technology and electronic banking the HSBC Kinetic account and app are so easy to use and allows you to keep on top of your income and outgoing at a glance thank you HSBC Reviewed on: 10th March 2022

Easy to use

4
Paication notifications are really helpful Reviewed on: 10th March 2022

Great service

5
Have this for my business it's easy and well run . I know each day how the business is doing Reviewed on: 10th March 2022

Fabulous business banking app!

5
My experience of HsBC Kinetic has been smooth and seamless. From the beginning, opening my account, the verification process was very easy and to the point. Easy to use app, user friendly interface makes it a dream to use. Reviewed on: 10th March 2022

Easy and faff free

5
Really easy sign up process, smooth application which was straightforward and a faff free app to use seamlessly. Reviewed on: 10th March 2022

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