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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
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100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Excellent service

5
The best bank in UK as it provides faster and good service .I recommend to everyone to use the service .Thanks Reviewed on: 10th March 2022
Ishowor's avatar
Ishowor

Good banking app with room for upgrades

3
HSBC Kinetic is a basic business account app. They have already added a number of new functionalities since launch but some fairly basic things are still somewhat missing like for example the integration with Quickbooks or equivalent. The chat function has proven to be effective. Reviewed on: 10th March 2022
Jerome Finkel's avatar
Jerome Finkel

Ease of Use

5
Very user friendly experience from opening account to transacting. Very pleased with service. Reviewed on: 10th March 2022
RS's avatar
RS

Very easy to work with

5
I have enojyed the somplicity of setting up an account with HSBC Kinetic. Very simple to get information and keep my finances under control using the app. Reviewed on: 10th March 2022
Yusuf Hassan Keshavjee's avatar
Yusuf Hassan Keshavjee

Great and easy to use

5
Very user friendly and functions are very good for small business Reviewed on: 10th March 2022
Guojia Peng's avatar
Guojia Peng

Great service every time

4
Fluid transactions, app functions as expected, embracing the digital world of business! Reviewed on: 10th March 2022
Growing Garden 's avatar
Growing Garden

Easy and helpful to use

5
HSBC Kinetic account is so clear and easy to use - on my phone - allowing me to categorise my outgoings. This is the first business account I have had and I am really very pleased with it. Reviewed on: 10th March 2022
Monica McLeod's avatar
Monica McLeod

Excellent

5
Easy to open and use, it is time saving for any business. Reviewed on: 10th March 2022
Inyoung Choi's avatar
Inyoung Choi

Ease of use

5
Incredibly easy to use via my phone from the app, and great for an independent small business. Reviewed on: 10th March 2022
Ascend's avatar
Ascend

Sean Ratcliffe

5
Such a great account with such great business support Reviewed on: 10th March 2022
Sean Ratcliffe's avatar
Sean Ratcliffe

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