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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Mohammad aljarad

5
It’s totally different from the others and faster one to get it. Reviewed on: 10th March 2022

Very efficient business account

4
Very straight forward, fast and clear to use. Reviewed on: 10th March 2022

Professional

5
The best Bank.Professional and cooperative people.Note 10. Reviewed on: 10th March 2022

Easy, simple, consumer friendly

5
I have tried few banks for my business account, HSBC Kinetic has been the best my far. Thank you for great service and product ! Reviewed on: 10th March 2022

Simple, efficient and easy to set up

5
With an easy to use online sign up process, I was able to get my business account up and running with minimal effort, yet felt assured that all the necessary checks and balances were inlace to have my business up and running in next to no time. Reviewed on: 10th March 2022

HSBC Kinetic

5
Great Business accout , amazing app where you can do everything on the go Reviewed on: 10th March 2022

HSBC Kinietic

4
I'm more than satisfied with the Kinetic account which I've had for around 6 months now. The customer service where I've needed it has been helpful and polite. The App is great, even allowing me to pay cheques in using the in app scanning functionality. All in all I'm extremely satisfied with the account and the associated services. Reviewed on: 10th March 2022

Excellent service

5
Very helpful for my business, staff always very professional and polite considering I’m a new user and had some issues to get around, without there help I wouldn’t have the total understanding and ease using the banking app as I have now. Reviewed on: 10th March 2022

Smart online banking that really works for small business

5
It is all digital, right from opening the account till day to day BAU, effortless and on always handy. Reviewed on: 10th March 2022

easy to use

5
straightforward, no fuss on line account - not a thing to complain about Reviewed on: 10th March 2022

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