Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

More advanced business account

5
there are more functions witht the business app Reviewed on: 10th March 2022
maooo's avatar
maooo

App is quite faster and easy

5
Kinetic App is quite faster and easy Reviewed on: 10th March 2022
Mahammad's avatar
Mahammad

User friendly

5
It’s is very useful app , if we have genuine documents we get our account ready in a finger tip Reviewed on: 10th March 2022
HAMRAS HAMZA's avatar
HAMRAS HAMZA

A basic business bank account

3
Business bank account with none accounting software support Reviewed on: 10th March 2022
Tak's avatar
Tak

What to said.. perfect

5
My accountant like it.. Reviewed on: 10th March 2022
Anonymous's avatar
Anonymous

Requires additional improvements

3
The account works well as other business accounts. However, something as basic and common as it is to be Xero or Quickbooks compatible with apple phones is something that it’s still missing. Therefore, additional effort is required when compared to other businesses accounts. Reviewed on: 10th March 2022
Anonymous's avatar
Anonymous

No issues

4
I'm a new business owner and have had no issues so far in dealing with HSBC kinetic Reviewed on: 10th March 2022
Ryan Masterson's avatar
Ryan Masterson

Great example

5
Using it for my small business, highly recommended. Reviewed on: 10th March 2022
Fawad Hassan's avatar
Fawad Hassan

Very easy to set up but God forbid you want yo connect to quikbooks

2
It advertises synchronicity with quikbooks but it does not come up on the quikbooks app side at all for mobiles. Kind of the whole point I got the account and when asking when it would be updated I was told there was an update coming in the future and it never did. Not the only person that has this complaint and there is no urgency to fix. Wish I'd got a different business account Reviewed on: 10th March 2022
Lala158's avatar
Lala158

Best business account

5
Best simple and easy to use business account on a phone Reviewed on: 10th March 2022
Stefanos Kalli's avatar
Stefanos Kalli

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill