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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Best service

5
Best service, ease to use , really appreciate Reviewed on: 10th March 2022
Camelia 's avatar
Camelia

Easy to set up and get started.

5
Smart app is incredibly easy to use and gives a very good overview of transactions. My only disappointment is that it does not connect with Quickbooks. Hopefully this will change soon. Reviewed on: 10th March 2022
Philip Stokes's avatar
Philip Stokes

Excellent App

5
Excellent service and app very user friendly and easy to use Reviewed on: 10th March 2022
Nichola Louise Cooper's avatar
Nichola Louise Cooper

Business account management satisfactions

5
When I opened a business account, they guided me correctly and supported me in business development. Reviewed on: 10th March 2022
Rabia Sayim's avatar
Rabia Sayim

Excellent service and account

5
As a new business owner, it was important to pick the right bank account, which I could access easily online and manage. The customer service, guidance and help I received was superb. I would highly recommend HSBC KINETIC. Thank you Reviewed on: 10th March 2022
Clare's avatar
Clare

User friendly app

5
A great user experience and simple UI Reviewed on: 10th March 2022
daim yoon's avatar
daim yoon

Easiest Business Banking

5
The whole concept is very well thought out. The continued development is thoughtfully delivered. The app is intuitive, and therefore simple to use Reviewed on: 10th March 2022
Eugene services's avatar
Eugene services

So easy to use

5
The kinetic app is by far the easiest banking app I have ever used. It was very easy to set up and is extremely user friendly Reviewed on: 10th March 2022
Jay Halim's avatar
Jay Halim

Good

5
Very best all service I like to prefer all. Reviewed on: 10th March 2022
Rajaram's avatar
Rajaram

1 stop Banking Solution for New Business

5
A very practical no nonsense approach for setting up a business account which caters for one’s all business needs. Reviewed on: 10th March 2022
Mehboob's avatar
Mehboob

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