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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Amazing service

5
I absolutely adore HSBC. So easy to use, very smart, helpful , supportive and never had any issues. Exceptional service, I highly recommend HSBC , best bank ever. Reviewed on: 10th March 2022
Ivana Peterova's avatar
Ivana Peterova

Reliable app

4
Reliable app but could be more user friendly. Also, should be free to use business account with no monthly charge. Reviewed on: 10th March 2022
War's avatar
War

Easy to open. Manage all request via app. Very good response.

5
Easy to open. Manage all request via app. Very good response. Reviewed on: 10th March 2022
Vinay's avatar
Vinay

Just what I wanted

5
Spot on services and on timely manner. Always reliable. Reviewed on: 10th March 2022
Craft Techie's avatar
Craft Techie

Easy to set up, easy to use.

5
From set up (in a real bank with a real person!) to using via a smartphone app, everything has gone smoothly. The app is excellent and does everything I would routinely use. Face ID makes it extremely quick and secure. Reviewed on: 10th March 2022
Kate Brookes's avatar
Kate Brookes

Mr N J De Soyza

5
Very good app easy to use.Anyone could use it use of friendly.I like it very much Reviewed on: 10th March 2022
N J De Soyza's avatar
N J De Soyza

Solid Business Account - Great Access to Overdraft Etc for small biz

4
Easy to download & onboard - app could have more functionality (pools of money, ease of use) but it works fine in general. Star of the show is support for small business - easy to apply for overdrafts to help ease cash flow pinch points ! Reviewed on: 10th March 2022
ZALCR's avatar
ZALCR

Great

5
Everything good Reviewed on: 10th March 2022
Babaldeep 's avatar
Babaldeep

Easy to use stress free bank account

5
Easy to use stress free business account for busy self employed mum who does most banking on her phone. Reviewed on: 10th March 2022
Oxana's avatar
Oxana

Perfect for my small business

5
Setup within 24hrs! Support in the app answer pretty much immediately - absolutely lightweight and perfect for my business! Reviewed on: 10th March 2022
A Reid's avatar
A Reid

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