Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Easy and modern day banking

5
I opened up HSBC kinetic during peak of COVID in 2020 when no other bank was allowing to open new business accounts and thanks to HSBC for launching this product which has all the facilities available for modern day banking and easy to use 24/4. Reviewed on: 10th March 2022
Muhammad Waqar Abid 's avatar
Muhammad Waqar Abid

Another

5
Great and the most helpful customer service! excellent business bank account with the best conditions, tics all the boxes without exception, for me, can not ask for more. Reviewed on: 10th March 2022
Arman Avagimov's avatar
Arman Avagimov

One & Done! - HSBC Kinetic

5
I have never bothered with my online banking before because of the rigmarole! My husband persuaded me to try it and I was amazed ant the simplicity! Tap the App and move money around - just like that! It feels secure, I feel in control and it’s actually fun to use! That’s something I never thought I’d say about online banking… ever! Well done HSBC for creating a very customer friendly online banking app. I love it! Reviewed on: 10th March 2022
Deborah Egan's avatar
Deborah Egan

Amazing bank

5
Amazing bank, no issues all the best Reviewed on: 10th March 2022
Ingrida Marce's avatar
Ingrida Marce

Great business account

4
As a new business owner, I struggled to choose between the vast number of business accounts on offer. I chose HSBC as they had a great promotional offer, the charging structure was clear and I wanted a provider that I could call if I needed to! Reviewed on: 10th March 2022
Jamie Henderson's avatar
Jamie Henderson

Few words? More like one word: Simplicity.

5
I’ve had other business accounts with huge names in the UK. But by far, HSBC Kinetic was the easiest to set up, and most simple to use. No complications, no errors for mistakes. What more could one ask for. Reviewed on: 10th March 2022
Diyar Yalcin's avatar
Diyar Yalcin

I am very happy to use the service

5
The mobile application is very well done, faster and easier Reviewed on: 10th March 2022
Case4less co uk's avatar
Case4less co uk

App is good and easy to navigate through

5
HSBC Kenetic app is easy to navigate through and am able to make changes I want on my app without even having to call the bank, both internal and external transfer are swiftly done with no issues. Reviewed on: 10th March 2022
Gideon Hayford's avatar
Gideon Hayford

Very easy to get hold of cs and the are very supportive

5
Needed some extra funding to buy stock, did it all on the app then someone called me to confirm then the next day everything I needed appeared in the app! Reviewed on: 10th March 2022
Chrisolds's avatar
Chrisolds

Highly recommend

5
Use the app mostly very easy to use and easily accessible. Gives an overview of spending which is helpful Reviewed on: 10th March 2022
tendai babawande's avatar
tendai babawande

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill