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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

I've been Amazed by service and speed of problem solving

5
I have this account for over a year now. As far as functionality goes I think the only point that is still under development and needed to be done already is the international payments tab of the app. In other terms it has an API which can be connected to various software such as accounting, WMS, TMS, invoicing and other. From this point of view I believe that functionality of this account provider and it's app are highly recommended. More than this, the security features and usability makes this my best friend. I did have other business accounts which I have closed down due to a lack of transparency and development issues! Yes to HSBC and HSBC Kinetic! Reviewed on: 7th March 2023
Alin Bagoly's avatar
Alin Bagoly

Hats-off HSBC

5
Great banking experience, HSBC trust and support that no banking can match. Reviewed on: 7th March 2023
mohammednadeemquraishi@yahoo.com's avatar
[email protected]

Your mind is at ease

5
I have been an HSBC customer since 2003 started having a personal account and now a business account. HSBC kinetic made my transactions easy to track, whether from the web, app or contact center. Reviewed on: 7th March 2023
Mohamed Omer's avatar
Mohamed Omer

professional

5
I have a lot exeperiances with banks, but HSBC is very professional. Reviewed on: 7th March 2023
Only Me Uniq 's avatar
Only Me Uniq

Service

5
Very quick and efficient service Reviewed on: 7th March 2023
anwarul_21@yahoo.com's avatar
[email protected]

Great app, easy to use

5
Love this business bank account. I've used a few but HSBC Kinetic is for sure the best. I like the easy to use app, the speedy transactions and the insights. Highly recommend. James Reviewed on: 7th March 2023
James's avatar
James

Like First Direct, but snazzier!

5
I didn’t think you could beat First Direct for its edge over the rest of UK banking, but HSBC Kinetic app has done just that. From security to brand look and feel. I’ve yet to speak to a Kinetic human, but maybe that’s the point! Come on First Direct, keep up! You’re not Midland Bank! Reviewed on: 7th March 2023
Matt Scarff's avatar
Matt Scarff

Reliable online banking

4
The kinetic business app is easy to use and its features help you to see income and outgoing easily. It would none helpful if the card could be used for Apple Pay. Reviewed on: 7th March 2023
Michael Kane's avatar
Michael Kane

Adorable

5
I am very satisfied with the hsbc series, I recommend them with confidence Reviewed on: 7th March 2023
Adriana Cati Radu's avatar
Adriana Cati Radu

A happy customer

5
Very reliable, great customer support and swift response Reviewed on: 7th March 2023
Golden Turkish's avatar
Golden Turkish

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