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HSBC Kinetic: Business account reviews

4.69
Based on 1,939 reviews, last reviewed 2nd Apr 2025
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
Tom S's avatar
Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
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SB

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1939)

Easy to set up, easy to use!

5
Really simple and quick process to set the account up. The App is very user friendly too. Moving money is easy and having a savings account to earn interest on surplus balances alongside the current account really helps too. We’ll done HSBC! Reviewed on: 7th March 2023

Fantastic for a novice

5
I recently started my own business and started using this app for my banking 6 months and. I’m not very tech savvy and the app is very easy to use for someone who’s not good with technology Reviewed on: 7th March 2023

Quality, simple and efficient service

5
It was really simple to open their business account, their executive called immediately and helped us through the process. I had tried with another mainstream lender, wherein it was impossible to open an account without visiting their branch few times and was going to take around two weeks. Reviewed on: 7th March 2023

Intuitive, easy to use business banking

5
HSBC Kinetic made the process of opening a business bank account easy and straightforward. Since then, it's been simple to use, with the handy app. It's been ideal for me to get my business up and running. Reviewed on: 7th March 2023

HSBC Kinetic made life easy

5
I had a stressful time when leaving my previous directorship to set up my own limited company due to difficult personal circumstances. There was so much to get sorted in a very short timescale. I have had bad experiences with other business banks in the past and was concerned the process would be protracted and cause delays in my ability to start trading quickly. I couldn't have been more wrong. Setting up the account was super easy and quick. I have been trading 3-months now and have been extremely happy with my HSBC Kinetic account. It makes business banking quick, easy and stress free. The account does everything that I need, plus some useful additional features. Reviewed on: 7th March 2023

Making business super easy

5
Having started my own business last year, I feared the complexity of having to get a business account. HSBC Kinetic is extremely user-friendly and provides a seamless functionality to keep on top of business accounts. Would recommend it to anyone who is starting up their own venture. Reviewed on: 7th March 2023

It does what it should

5
All good. Easy to navigate, quick and reliable. I like this app. Reviewed on: 7th March 2023

and the bank is easy to use

5
wonderful people, and next to you, to help you with any problem you don't know, Reviewed on: 7th March 2023

Efficient & Effective Business Banking

5
Banking service is very well suited to my consultancy business needs. Reviewed on: 7th March 2023

Simplicity at its ultimate BEST

4
I’ve been with HSBC for 8 years now. They have got it right as a banking provider wholly. But it’s the Kinetic Bank App that is a pleasure to use, so simply compared to other apps on the market. And that’s where the focus needs to be. The end user on the platform ( that’s where a lot of firms creating app for platforms get it wrong, over complicate things) keep it simple. And it’s certainly done by HSBC Kinetic Reviewed on: 7th March 2023

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