Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Bank of the year

5
Runs easy Display usage easy No hidden charges Regular updates Smart modern look and organized Reviewed on: 7th March 2023
Tony 's avatar
Tony

Excellent personnel. User friendly app.

5
All my interactions with bank personnel on phone have been outstanding. Their response has been quick and I find their eagerness to solve one's challenge splendid. I also find the app so easy to use and am able to do many things on it by myself. Reviewed on: 7th March 2023
Afua 's avatar
Afua

Easy to open an account

5
Customer friendly app. Tracking expenses and income luv it Reviewed on: 7th March 2023
udana prabath's avatar
udana prabath

Great for a small startup business

4
As a new business owner and entrepreneur I find a lot of things overwhelming. Kinetic is so consumer friendly and easy to use. Very straight forward! Reviewed on: 7th March 2023
Groucho's groomers's avatar
Groucho's groomers

Quick and Simple

5
When starting up my own mini clothing business, HSBC kinetic was rolling out, Perfect Timing. Was simple and quick to sort out online and even quicker to set up a business credit card for my cost of sales Reviewed on: 7th March 2023
Callum Davies's avatar
Callum Davies

Great experience

5
The fact everything is online with no long ques and great customer service when yu call highly recommend Reviewed on: 7th March 2023
Mrtyrez@outlook.com's avatar
[email protected]

Great service

5
I had the need to speak with customer service on few occasions. Almost every time they were really helpful and advised correctly. Reviewed on: 7th March 2023
Chamila Fernando's avatar
Chamila Fernando

Very innovative and easy to use

5
I have been using HSBC kinetic for quite some time and it has been an amazing experience, It is so simple and user friendly. Reviewed on: 7th March 2023
Las's avatar
Las

All small businesses should use Kinetic!

5
I have had a great experience with HSBC Kinetic. I really struggled as a small business for months to open a business bank account post Covid. Then I came across HSBC Kinetic. I was able to apply and get approved in a couple of days. The app is easy to use and the team are always available to help with any queries. Overall I am very pleased with my HSBC Kinetic app and the service provided by HSBC Bank. I would 100% recommend all small businesses to try it. Reviewed on: 7th March 2023
Besa Musama's avatar
Besa Musama

Very user friendly

5
Out of all the banking apps this really stands out, the use of Face ID to authorise payments instead of complicated processes is a game changer! Love this banking app! Reviewed on: 7th March 2023
Fiona 's avatar
Fiona

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill