Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Quick, painless, accessible

5
Kinetic provided me with a quick, easy way to start trading. The app is accessible, and allows me to keep track of my finances. Reviewed on: 7th March 2023
Cindy McAlister's avatar
Cindy McAlister

Very good bank

5
I like to be with HSBC Bank it’s very good bank I hope I’ll get rewarded Reviewed on: 7th March 2023
pinky's collection's avatar
pinky's collection

Easy onboarding and great for small businesses

5
Great , easy to use interface and quick support available when required. Reviewed on: 7th March 2023
David's avatar
David

Managing Business account with HSBC Kinetic

4
HSBC kinetic account is really easy to open. If you are running small businesses or sole trader business, this account is perfect for you. You can manage your money and billing easy as per the tools provide in the app. I would recommend this account . Reviewed on: 7th March 2023
kuhesh_thiru@yahoo.com's avatar
[email protected]

So much better than the others

5
Really happy with the HSBC kinetic account. Have used both virgin business and starling business, and to be honest prefer this one over the others. Unlike the others no failed debit card payments when paying on line. Plus a savings account offered too. Reviewed on: 7th March 2023
D's avatar
D

Best business card

5
I wouldn't go to any other bank for my business. Their customer service is amazing and security is topnotch. Highly recommended! Reviewed on: 7th March 2023
Nadine Baligod's avatar
Nadine Baligod

Great product and service

5
Simple and easy to use and delivers on all my small business needs Reviewed on: 7th March 2023
Mark's avatar
Mark

Good App

5
Easy to make the payment and well connect with almost other accounting software Reviewed on: 7th March 2023
Ngoc Minh Hoang's avatar
Ngoc Minh Hoang

Excellent service

5
Very simple and straightforward to set up Reviewed on: 7th March 2023
Will L's avatar
Will L

All good

5
This is just what I would expect from a business account. I am only a sole trader so I don’t need much. Reviewed on: 7th March 2023
Ben Ccoper's avatar
Ben Ccoper

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill