Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Easy to use

4
AN easy to use bank account with all the info to hand within the app! I have all i need for my business and it is great to see it being updated constantly with features. Reviewed on: 7th March 2023
jason meredith's avatar
jason meredith

besdt buisness bank around

5
ive been using HSBC since december 2022 and it has been amazing i cant fault it at all Reviewed on: 7th March 2023
Nathan Shayes 's avatar
Nathan Shayes

Best bank

4
Very good experience with it. Best bank Reviewed on: 7th March 2023
Muhammd's avatar
Muhammd

Excellent business banking

5
The whole experience is amazing Reviewed on: 7th March 2023
Ismail suuna 's avatar
Ismail suuna

The Freelancer's Haven

5
When I left my day job and decided to embark on one of life's most notorious but scariest adventures of all...I was, so gratefully, informed of the HSBC Kinetic Business Banking app by a wonderful customer service rep on the phone whom I was talking to about opening a new account as a sole trader. I felt like the captain of the Titanic who was told about the fateful iceberg well before the ship set sail from Southampton. HSBC had me fully prepared for my journey. Reviewed on: 7th March 2023
Alan W's avatar
Alan W

Quick and easy

5
Set up is easy and quick, it took around 48 hrs to open my account. Custom service is brilliant. Reviewed on: 7th March 2023
michelle xu's avatar
michelle xu

Simplicity

5
I really like how easy and swiftly the business banking is executed. I really like the simplicity of HSBC Kinetic banking and iOS app. Keep up the good work and keep offering new/better stuff in the future. Reviewed on: 7th March 2023
S Sinha's avatar
S Sinha

Comprehensive app for start-ups

5
I have found that kinetic does everything that I need from a banking app as I start my small business. It's integration with my accounting software (xero) takes a massive admin burden away from me. When I gave feedback about how crucial this was, it was acted on and implemented. Reviewed on: 7th March 2023
Rosie 's avatar
Rosie

Easy Access On-The-Go Banking

5
Great APP with easy instant banking functionality Reviewed on: 7th March 2023
Jessica Houghton's avatar
Jessica Houghton

Small Business Account user

4
When I set up as a small business I set up on HSBC Kinetic. Opening the account was quick and efficient and i was able to use the account straight away. The only issue I have currently is that it does not connect to the accounting software Sage, which is something my accountant set me up on. However, I am going to change the accounting software rather than the bank account. Reviewed on: 7th March 2023
suzanne mather's avatar
suzanne mather

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill