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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Excellent bank account for a micro business

5
I'm a self-employed bookkeeper with several clients; I find this bank account is perfect for my needs. It also links to my Quickbooks account, which is so useful. Reviewed on: 7th March 2023
Rita Edwards's avatar
Rita Edwards

Better than the others

5
The only problem I have is the search bar for Online banking when searching for a particular transaction you have to scroll all the way down to the transaction, rather than searching for the transaction at the top. Reviewed on: 7th March 2023
Bestonlineoffers ltd's avatar
Bestonlineoffers ltd

Seamless account access

4
As a new startup We were looking for a free business account that could get us going and after exploring several options we decided to go for HSBC kinetic which was setup in minutes! Reviewed on: 7th March 2023
Arslah 's avatar
Arslah

Excellent all round!

5
Effective, user friendly and helps run my business smoothly Reviewed on: 7th March 2023
James Altman's avatar
James Altman

Great account

5
Never had any issues at all, works smoothly Reviewed on: 7th March 2023
Scot Pro Swim School's avatar
Scot Pro Swim School

Erik

5
Best bank I have worked with. Absolutely amazing Reviewed on: 7th March 2023
Erik Bulgaru's avatar
Erik Bulgaru

Service

5
We very happy with bank. Thanks for best service !!! Reviewed on: 7th March 2023
Sergii Shymchenko's avatar
Sergii Shymchenko

Easy to work with

5
It was easy to set up, the information is clear, the app is straightforward. No problems whatsoever Reviewed on: 7th March 2023
Luciano Soto Rodriguez's avatar
Luciano Soto Rodriguez

Service easy

5
Excellent service easy to use app Reviewed on: 7th March 2023
DAYANA Ratheeswara's avatar
DAYANA Ratheeswara

Best business banking

5
Great bank, lovely app, everything is clear and easy to spot Reviewed on: 7th March 2023
Lukasz Sulyk's avatar
Lukasz Sulyk

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