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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Highly recommended for a business on the go

5
The HSBC Kinetic has the best start up business current account, credit card and savings account from HSBC! Everything you need to get for a start up company! First of all it’s very easy to apply for the accounts on your mobile, once you’ve been verified you will be given the bank cards in a few days. Setting up direct debit’s and making payments via mobile is simple with no problems on the kinetic app, it’s well worth changing banks to be with HSBC as the customer service has been brilliant, thanks again Clark Reviewed on: 1st April 2022
Highland Treasury's avatar
Highland Treasury

Brilliant

5
The fastest speed of opening a business bank account without any hassel. Reviewed on: 31st March 2022
irfan munir's avatar
irfan munir

Really fantastic business banking option

4
It’s a perfect solution for small businesses -always on hand via the app in order to check your ins and outs amounts at any moment Reviewed on: 31st March 2022
mariya.mindova@yahoo.co.uk's avatar
[email protected]

very very good aplication

5
As I said before but my review was not saved, I've used more applications from diferent bank's but this one is very nice one, very easy, fast and also with online support fast and nice too, I really appreciate what you do for us Reviewed on: 31st March 2022
nis nice's avatar
nis nice

Would recommend

5
Very easy start up, a few clicks and a picture or two and all set up. Clear app easy to use. Reviewed on: 31st March 2022
Hywel Davies's avatar
Hywel Davies

live face profile for motion live plug in

5
no experience why not go open an account on your computer Reviewed on: 31st March 2022
Ilona Matiej's avatar
Ilona Matiej

Good but a little clunky

4
Downloading of statements and transactions is not the easiest but generally a good app. Reviewed on: 31st March 2022
David Green's avatar
David Green

Best service

5
Best stuff everyone is doing his job professionally and on time, very satisfied with their service and online banking Reviewed on: 31st March 2022
Mst Tsm's avatar
Mst Tsm

excellent service easy to use

5
really easy to use and really easy to get help if needed. Reviewed on: 31st March 2022
George Baldwin's avatar
George Baldwin

World class support

5
The willingness of the team to help its customers is outstanding. Reviewed on: 31st March 2022
Hrithik Ahuja's avatar
Hrithik Ahuja

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