Smart Money People Logo

HSBC Kinetic (inactive company): Business account (discontinued) reviews

4.69
Based on 1,942 reviews, last reviewed 24th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Perfect for small businesses! Perfect for small businesses! I have had an HSBC Kinetic account for 4 years now and have found the app a breeze to use and their customer service has... Read more Reviewed on: 24th March 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Kinetic (inactive company) Business account (discontinued) reviews (1942)

Super easy, user-friendly and perfect when starting your own business!

5
I'm really pleased with the services that the HSBC Kinetic account offers. I decided to go with them as my first business account and I cannot be happier! It is very user-friendly and straightforward. But the feature I like the most is their chat support. They're always replied very quickly and always give me good advice as well as solve my problems. I highly recommend it for anyone looking to open a bank account for their business! Reviewed on: 31st March 2022

Easy to use App, great Business Bank Account

5
I chose the Kinetic account for my new limited company as I was interested in banking with a traditional high street bank that I could visit if need be. The set up of the account was thorough but very straight forward and all completed via the app, which made it really easy. I also liked that I receive a full years worth of free banking. No issues so far, I was able to transfer money and order my business debit card with ease. Would definitely recommend. Reviewed on: 31st March 2022

Best bank in the world

5
Best bank in the world to now because I'm new customer at the moment for me best bank in the world Reviewed on: 31st March 2022

perfect

5
HSBC Kinetic very fixable and easy to easy everywhere Reviewed on: 31st March 2022

Great service

5
HSBC Kinetic has been a great product! So easy to use from opening the account all the way through usage! Cannot fault it and it has a handy tool to separate outgoings into sections to see your expenditure! Very impressed! Reviewed on: 31st March 2022

At last!...

5
Kinetic is what small business banking should have looked like <4 years ago. Better late than never; bravo HSBC. Reviewed on: 31st March 2022

Easy to set up

5
Provide insight of your finance, easy to set up, no hassle, so far so good. Reviewed on: 31st March 2022

Amazing service

5
I started my small business this and the help and support I got for start and setting my was great and the flexibility of the bank service is great Reviewed on: 31st March 2022

No link to accountancy packages

2
When I was advised to move my business account to Kinetic by HSBC no one mentioned that there is no link to accountancy packages and that all transactions have to be manually uploaded. What an oversight that has cost me so much time and energy. The app itself and customer services on the app are good. But when I complained to HSBC they have done nothing. The complaint was ignored, not responded to, no apology when I chased it, no acknowledgement of the issue, terrible customer service - and its a complaints department! They tried to blame Quickbooks but I know that they had no links to any accountancy packages on launch. So I don't now trust them. Its too much of a hassle to move my account but I wouldn't recommend it to others. Business benefits they offer also don't benefit me at all. Reviewed on: 31st March 2022

GREAT APP

5
Very simple to set up and use, great features showing monthly incomings and outgoings giving an overview of business health at a glance. Reviewed on: 31st March 2022

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review