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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Excellent service

5
Excellent service and great bank Reviewed on: 30th March 2022
Muhammad Nadeem Ikram's avatar
Muhammad Nadeem Ikram

Simple, easy, comprehensive

5
The app offers everything I need to run my small business in an efficient and easy manner. Reviewed on: 30th March 2022
Chris Scott's avatar
Chris Scott

Great banking experience

5
An amazing experience since day one. Reviewed on: 30th March 2022
Kal Sase's avatar
Kal Sase

Kinetic And Milton Perk Coffee house duo

5
As a new business owner I am glad that I chose HSBC Kinetic. With many other things to concentrate on the ease with this App and product has made it very easy to use and access whenever and wherever I need. Milton Perk Coffee House is proud to have HSBC Kinetic looking after my interests and I would definately reccommend to others in the future. The fact that Kinetic is still very new I am sure that it can only get better in the future helping me and my business grow. I look forward to seeing what new advances this App will bring and will be happy to carry on using Kinetic. Reviewed on: 30th March 2022
Shaun Carter's avatar
Shaun Carter

Very bug

1
Application behind the competition. Reviewed on: 30th March 2022
Carelia's avatar
Carelia

Quick and Easy

5
Great bank and app for start ups Reviewed on: 30th March 2022
Anasuya Maturi's avatar
Anasuya Maturi

Recognition

4
Good recognition in the industry compare to other online banks Reviewed on: 30th March 2022
Sayed 's avatar
Sayed

Unbelievable charges

1
I thought HSBC Business account will be helpful for small business, but I was wrong in any way. What matters most for small business like me charges has to be reasonable for example I only pay online bills and transfer other banks for one month it cost me a lot of money. I think it’s rip off I am now really trying to move other banks. Be warned HSBC are here to make huge amount of money from you no matter what size of business you have. Reviewed on: 30th March 2022
Yahya's avatar
Yahya

Good service

5
Account opened very quickly. Good service. Reviewed on: 30th March 2022
Jossy 's avatar
Jossy

Best business bank account

5
Really easy to use and perfect for my business needs. I highly recommend this account. Reviewed on: 30th March 2022
Lucy 's avatar
Lucy

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