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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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2%
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Easy application process/user friendly bank app

5
Applying and opening a business account with HSBC Kinetic was a very seamless process. I was pleasantly surprised with how easy and fast it was. the bank app is also very user friendly and shows you your cash flow in an instant. Reviewed on: 30th March 2022
Oshin's avatar
Oshin

My view

5
Very easy mobile app and very friendly people at Bank Reviewed on: 30th March 2022
Jag Singh's avatar
Jag Singh

Easy banking

5
Really user friendly easy banking app Reviewed on: 30th March 2022
Tony Evans's avatar
Tony Evans

Very happy customer

4
I was very pleased with how quick this account was to set up. The app is very easy to use and does all the functions of everyday business banking. Much more efficient way of banking and definitely the way to go in the future! Reviewed on: 30th March 2022
Reashma Begum's avatar
Reashma Begum

Easy Online application

5
After reading about HSBC Kinetic account it was extremely quick and easy to open the account on my mobile and had immediately access to everything - Very impress with the system so far Reviewed on: 30th March 2022
Karin Nel's avatar
Karin Nel

Very happy.

5
I have been using HSBC kinetic for around 5 months. I have found the online accounts easy to understand and use. I would recommend it to my friends. Reviewed on: 30th March 2022
Mc's avatar
Mc

Reliable and great service!

5
I had to make a few changes to my account since it is a new business and the team was friendly and efficient! Reviewed on: 30th March 2022
Pei's avatar
Pei

Booming business account

5
Why because I am a sole trader and banking with HSBC kinetic helps me budget my finance and my business need and it’s really quick and easy to categorise spending and really helps with the books thank you HSBC Reviewed on: 30th March 2022
Azad's avatar
Azad

Easy and fast to use

5
I have applied this account and in no time account was created and very easy to use. Very user friendly. Reviewed on: 30th March 2022
Sangeetha's avatar
Sangeetha

Very effective app

5
I am really happy with the app and I have had no problems with it. 100% recommendation to other people! Reviewed on: 30th March 2022
Zylbehar's avatar
Zylbehar

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