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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Strait forward

5
Easy to use and very straight forward. Every thing you need from a business bank is all on your finger tips. Highly recommended. Reviewed on: 30th March 2022
Mehmet Sen's avatar
Mehmet Sen

Intuitive, reliable, smart App

5
Great banking App. Very intuitive, easy to use and navigate, aesthetically pleasing, reliable. Highly recommend! Reviewed on: 30th March 2022
Alena P's avatar
Alena P

Great app,great services

5
Easy to use,straightforward app,good and fast customer services! Reviewed on: 30th March 2022
Vlad's avatar
Vlad

Reliable HSBC

5
It’s easy, faster to open. I didn’t not encounter any kind of difficulties when opening the account and bank card was expressed without delay. Above all the banking system is awesome, money goes in and out easily and notifications is also good Reviewed on: 30th March 2022
Douglas 's avatar
Douglas

Contracting lifesaver

5
I decided to leave permanent employment and work as a contractor. My first contract required me to have a business bank account setup ready to go. HSBC Kinetic turned my application around within a week and all done remotely. Brilliant service Reviewed on: 30th March 2022
David Jackson 's avatar
David Jackson

Great App and very user friendly

5
the app for Kinetic is very user friendly, good security and well designed Reviewed on: 30th March 2022
keith waterton's avatar
keith waterton

great app - great staff

5
The team at HSBC are very helpful and the app is great to use. I am very happy to have changed banks to HSBC Reviewed on: 30th March 2022
Marcus Von Thiele's avatar
Marcus Von Thiele

Amazing app to use

5
The kinetic app is amazing . So easy and sophisticated to use . I’ve definitely recommended this to my friends and have a fee who are using it now ! Reviewed on: 30th March 2022
Lucyanne Wairimu Mburu's avatar
Lucyanne Wairimu Mburu

Fast Easy and Efficient

5
I was having trouble as a start-up small business opening a business account but with HSBC Kinetic it was simple. I am now up and running with a successful business account. Reviewed on: 30th March 2022
RandR 's avatar
RandR

HSBC always helpful

5
I have been a customer of HSBC for over 30 years. Never had a problem with them. I have 4 accounts and just lately opened up a Kinetic account for a small business I have just set up. Really impressed with the App as you get to what you need to see right away. Use biometrics to log n and it shows your current account immediately. It shows where you spend the most and help where you can save money. It checks on your financial health. Takes all the worry and stress away from you and you can concentrate on the business. Reviewed on: 30th March 2022
Dawn Hardaker's avatar
Dawn Hardaker

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