Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Alexandru

5
Good good good good good good good Reviewed on: 30th March 2022
Olteanu Alexandru's avatar
Olteanu Alexandru

Very helpful

5
Very prompt and helpful for my everyday business activities Reviewed on: 30th March 2022
Mathew ilaya ibeyon's avatar
Mathew ilaya ibeyon

Extremely user friendly platform

5
I was (still am to an extent) a complete novice when starting to build my business. However the HSBC Kinetic app is extremely easy to use and navigate. It helps organise your expenses from your cost of goods all through the app. In addition to this, the easy to use support channel on the app is next to none. Would recommend this app for all small businesses owners! 10/10. Reviewed on: 30th March 2022
James Bertrand's avatar
James Bertrand

HSBC kinetic

5
Very easy to open an account and navigate through the app. Great customer service too. Reviewed on: 30th March 2022
vinay shanker's avatar
vinay shanker

Great for a small business

5
Been using it for 1 year, customer support is helpful and the app is easy to use. Reviewed on: 30th March 2022
Monica Marpole-Bird's avatar
Monica Marpole-Bird

Best ever bank

5
I am having a very good experience while using hsbc kinetic, its so simple and easy to handle ur accounts.. Reviewed on: 30th March 2022
Nauman Zahid's avatar
Nauman Zahid

So quick to set up

5
I’d tried a few app bank providers and really wanted to get going. I’d started over the weekend and kept on being told that I’d have to wait so then looked again and fling Kinect. It’s was completed on the same day on the weekend. I requested a debit card on Monday and it arrived on Tuesday. This was very surprising to me! Great service so far and provides me with confidence going forward as my business grows. Please keep up the good work and service! Reviewed on: 30th March 2022
Solico's avatar
Solico

Excellent bank

5
I think HSBC Kinetic is the best,I have worked with many different banks, but I think HSBC kinetic is the best of all. Reviewed on: 30th March 2022
ANS Education 's avatar
ANS Education

Great small business bank account

5
The account was simple to set up and any queries are responded to quickly by the customer service team - who are always available to help Reviewed on: 30th March 2022
Hayleylaurajones@outlook.com's avatar
[email protected]

excellent and efficient service

5
account easy to set up. information easily disseminated. banking ap easy to use Reviewed on: 30th March 2022
Debi Lees's avatar
Debi Lees

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill