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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Handy bank

4
Wery easy banking app im have money always when need Reviewed on: 30th March 2022
Mariusz 's avatar
Mariusz

Easy to set up and free to use

5
Great FREE small business bank account. Simple to manage and great customer service. Reviewed on: 30th March 2022
Anne Hayward's avatar
Anne Hayward

Good banking app

5
Hsbc business kinetic app is a great tool for business banking. Effective and efficient. Reviewed on: 30th March 2022
Deronmu Properties's avatar
Deronmu Properties

Best online banking app

5
Easiest ever online banking app I've used Reviewed on: 30th March 2022
Mahir Icoz's avatar
Mahir Icoz

Ergonomic and Efficient

5
A very practical app that makes my life easier. Reviewed on: 30th March 2022
Anonymous's avatar
Anonymous

Excellent

5
Great bank, easy to open account message alerts of money coming in and out. Visa debit card available alongside other financial products. Have recommended this bank and this account to others and on social media. Reviewed on: 30th March 2022
Pram Alangh's avatar
Pram Alangh

Great product for swift hassle free to get going..

5
It has been really great experience to get me going under a limited company in no time. They did great effort to overcome teething tech issues but still tolerable. Hoping to see more products in particular non GBP accounts. Reviewed on: 30th March 2022
User's avatar
User

Best bank

5
I am happy with the service HSBC is a fast bank. good customer service. Reviewed on: 30th March 2022
carolina mendez's avatar
carolina mendez

Best mobile banking app for business.

5
Easy to use app, clear presentation of information. Biometric login works well. Reviewed on: 30th March 2022
Greg Kaighin's avatar
Greg Kaighin

It is ok

4
The application is a bit complicated Reviewed on: 30th March 2022
Tamara's avatar
Tamara

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