Smart Money People Logo

insurethebox: Car Insurance reviews

3.82
Based on 189 reviews, last reviewed 19th Sep 2024
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
12%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
12%

Latest highest rating:

4

Would recommend for new drivers For my first year of driving I had a black box with insurethebox, I like how each month there’s a breakdown of your driving through different areas, p... Read more Reviewed on: 6th March 2024
Zee's avatar
Zee

Latest lowest rating:

1

Just avoid! Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I d... Read more Reviewed on: 19th September 2024
Ethan's avatar
Ethan

About this product

For new drivers, finding a car insurance policy that won’t break the bank often proves difficult. Telematics policies, also known as black box policies, are designed to combat this, providing lower renewal rates for younger drivers. But how do you know whether these policies are right for you? We collect insurethebox car insurance reviews to help you make an informed decision for your new insurance provider.

insurethebox provides black box policies designed for new and young drivers, where driving safely can see you rewarded with a discounted renewal price. insurethebox also offers no claims discount (NCD) protection for new drivers, protecting your NCD from as little as one year.

Are you a new or young driver looking for a telematics policy? Check out our insurethebox car insurance reviews to see how policyholders rate their experience. Do you need a larger amount of miles a year than average? Or perhaps you want to use insurethebox’s NCD protection? Are you curious about how policyholders feel insurethebox has scored their driving? Gain insight into the brand by reading our reviews.

Have you had an insurance policy with insurethebox? Leave an honest review today. Was the black box installation quick and simple? Did you have enough miles on your policy? Did you feel that your driving was rated fairly? Were you satisfied with the discounted renewal price that you were given? Write an insurethebox car insurance review to help out our Smart Money People community. Together, we can help people like you make better decisions.

insurethebox Car Insurance reviews (189)

Review of the insurethebox, Car Insurance:

Absolutely 0 stars if I could

1
The incorrect driving data have caused the significant increase of my next year's premium. 1. On 16/07/2022, Insurethebox sent me a letter saying Insurethebox would decline to provide a renewal offer. I was surprised by this decision because I have driven well in the last year and I have never made any claims since I got the license in 2019. I have realized there must be something wrong. Then I found the black box installed on my car last year has never worked properly. My account dashboard shows there are 0 driven miles in the last 11 months. Insurethebox has also admitted there have been errors in the black box. I have also found I can’t get reasonable insurance policy from other providers due to the faulty black box. 2. On 22/07/2022, Insurethebox provided a renewal offer £841.03, which is significantly higher than last year’s premium £625.21. I then contacted the customer service, and they even claimed the faulty black box worked in my favour and helped to reduce the premium. This is completely nonsense, as my renewal car insurance premium is significantly higher than last year. It is a common sense that the premium will be much cheaper when a driver has more driving history. Insurethebox claimed the bonus miles (which might be just a minor factor) helped to reduce the premium, but Insurethebox deliberately ignored the most important factor, driving history. As we all know, a new driver without any driving history will need to pay higher premium. My premium in 2021 was much cheaper (£300 less) than 2020 because there were driving data in 2020-2021. Now the premium is much higher, because there was no driving record in 2021-2022. I have also asked many of my friends, and their premium this year is similar to (or cheaper than) last year. Clearly, the unusual higher premium is caused by the faulty black box. Now I have to pay significantly more because of Insurethebox’s fault. I have contacted Insurethebox customer service and complaint team via email several times, but it appears Insurethebox people don’t want to rectify the mistake, nor solve the problem. I contacted customer service on 26/07/26 via live chat, and requested a callback. The staff of Insurethebox (called Lucy) promised that a senior manger would call me on the same day (26/07/2022), but this has never happened. I am really disappointed by the worst service. I have learned from Financial Ombudsman Service, Insurethebox should cover any increased cost because the black box has not worked properly. I will need to make a formal complaint to Financial Ombudsman Service if the issue is not properly resolved. Reviewed on: 26th July 2022

Very friendly and helpful

4
I’ve never ever had a problem with this insurance company ! And the lady I spoke to on the phone was very friendly I cannot remember her name but she was so so helpful Reviewed on: 17th September 2020

brilliant

5
insure the box are brilliant, so easy to use, very friendly customer service! Reviewed on: 17th September 2020

Great for your first year driving.

5
The price of the insurance and the cover is very reasonable for my circumstances and the level of cover is a lot more extensive as compared to it’s competitors. The scores help you stay on track and most importantly SAFE while your first year of driving which is key because this year is when you’ll be most prone to get in a collision. Definitely would recommend having a black box based mileage policy as it can slash your insurance premium by a half! Reviewed on: 17th September 2020

Fantastic

4
I haven’t had any complaints about my insurance, Feedback on my driving has been excellent Reviewed on: 17th September 2020

Amazing

5
Amazingly Quick, efficient and so helpful Reviewed on: 17th September 2020

Fantastic and helpful

4
Insurance was great price and easy to work with and very negotiable with help Reviewed on: 17th September 2020

Excellent service

5
I am a first time driver and was unsure about what was included in the policy and how it worked. Really friendly and helpful staff that helped me understand this a bit more. Would definitely recommend to friends and family, and first time drivers Reviewed on: 17th September 2020

Amazing

5
Amazing so far really good prices and very reliable Reviewed on: 17th September 2020

Very good

5
Love the weekly updates on driving. Reviewed on: 17th September 2020

Excellent service

5
I'm very glad to be with insure the box Reviewed on: 17th September 2020
Are you a business? Get insights, reply to reviews, invite customers and understand their needs