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Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.72 (2527 reviews)

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4.72

Based on 2,527 reviews, last reviewed 26th May 2026

215900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026

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About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

It’s good and an easy app to use

It’s good and an easy app to use Reviewed on: 11th April 2026

Great card easy to understand.

Great card easy to understand.goal options Reviewed on: 11th April 2026

So easy to use the app and all round happy

So easy to use the app all round happy with everything that Jaja has to offer Reviewed on: 11th April 2026

I’ve been using Jaja Finance for a few months.

I’ve been using Jaja Finance for a few months. It’s easy to get approved and the app is simple to use, which is great for beginners. However, the credit limit is quite low and increases are slow. Customer service can also be frustrating at times. Good for building credit, but not ideal for long-term use Reviewed on: 11th April 2026

Simple & Reliable

My experience with the Jaja Finance credit card has been very smooth and reliable. The application was quick, the app is easy to use, and managing payments or tracking spending is straightforward. I also like how transparent everything is—no hidden surprises, just clear information. It may not have flashy rewards, but it’s simple, dependable, and does exactly what you need. A great option for everyday use. Reviewed on: 11th April 2026

Amazing credit card and value it has helped me come...

Amazing credit card and value it has helped me come out of debt and grow my credit score the last year Reviewed on: 11th April 2026

All pery

Cannot think of anything all perfect Reviewed on: 11th April 2026

Simple Credit Card With Mixed Experience

Jaja credit card is very basic. No annual fee and easy to use, but there are no rewards and the starting credit limit can be quite low. The app is simple, but customer service can be slow and some transactions may get declined unexpectedly. Good as a backup or for building credit, but not ideal as a main credit card. Reviewed on: 11th April 2026

Great for lending

I have had a JaJa credit card for a long time now and it is fantastic. The app is easy to use and to manage payments Reviewed on: 11th April 2026

Very good card can get all the information in one...

Very good card can get all the information in one place Reviewed on: 11th April 2026

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