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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

No problems

5
I’ve had no problems with jaja, although a new customers i’ve had plenty of time to use all the assests and the app is very easy to use and understandable. Reviewed on: 11th April 2026

Amazing Seevices thabk youao much hopefully you aor...

5
Amazing Seevices thabk youao much hopefully you aort high till the goal will achieved Reviewed on: 11th April 2026

Silent service

5
Jaja have been very good from day one. I never hear from them Reviewed on: 11th April 2026

Superb services.

5
Superb services. Strongly recommended for all. Reviewed on: 11th April 2026

Really easy to navigate app and really good service

5
Really easy to navigate app and really good service Reviewed on: 11th April 2026

Account Retrieved

4
So, Basically I applied for the jaja credit card during the application process they want my id for identification but I didn’t have any id that time so i just closed the Tab and when I try to open my application there was no such option how to proceed to next step and then I called the Jaja customer service the lady was so polite and professional she guided me on phone and help me out till the end of my application. Reviewed on: 11th April 2026

Gave a nice service .

5
Gave a nice service . And good reward points Reviewed on: 11th April 2026

Amazing experience i have ever had stupendo fabulous...

5
Amazing experience i have ever had stupendo fabulously fantastic Reviewed on: 11th April 2026

It's a good credit card easy to use and app simply t...

4
It's a good credit card easy to use and app simply to get information from Reviewed on: 11th April 2026

JFCC - Simple, Smart, Straightforward

4
Jaja Finance credit card offers a simple and modern approach to borrowing. The app is easy to use, with clear spending insights and instant notifications that help you stay in control of your finances. Applying is straightforward, and managing repayments feels flexible and transparent. Interest rates can be higher than some competitors, so it’s best suited for those who pay off balances regularly. Customer service is generally responsive, though not exceptional. Overall, Jaja is a solid choice for everyday spending, especially if you value a clean digital experience, but it may not be ideal for long-term borrowing or balance transfers. Reviewed on: 11th April 2026