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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Best experience I’ve been using the JaJa Credit Card...

5
Best experience I’ve been using the JaJa Credit Card for a while now, and honestly, it’s been a really smooth and reliable experience. One of the biggest benefits for me is how simple and transparent everything is—there are no hidden surprises, and the app makes it easy to track spending and manage payments. I especially like the real-time notifications and clear breakdown of transactions, which helps me stay in control of my finances. The customer service has also been responsive and helpful whenever I’ve needed support. Another great advantage is the flexibility it offers with payments, making it easier to manage my monthly budget. Compared to other credit cards I’ve used, JaJa feels more modern and user-friendly. Overall, it’s a solid credit card option for anyone looking for convenience, clarity, and control over their spending. I’d definitely recommend it to others. Reviewed on: 9th April 2026

Why I like My JaJa

5
Fantastic always available to help or assist no matter how small your problem may be.And extremley alert with matters regarding account safety. Good to feel safe. Reviewed on: 9th April 2026

I have good experience with Jaja and I use this card...

5
I have good experience with Jaja and I use this card for my daily expenses. Reviewed on: 9th April 2026

Excellent credit card and company

5
Very good I've never had a problem Reviewed on: 9th April 2026

Easily to use Jaja finance and clearly study about J...

5
Easily to use Jaja finance and clearly study about Jaja in mobile application Reviewed on: 9th April 2026

Brilliant card service, quick and easy service.

5
Brilliant card service, quick and easy service. Reviewed on: 9th April 2026

Helps with credit score and a new credit card

4
Great, has allowed me to get a credit card and build my credit score. The points systems for rewards is a good idea and indicator to see where you track. Credit limit was good to start. Easy to understand App ! Reviewed on: 9th April 2026

Excellent service and reasonable intrest rates and g...

5
Excellent service and reasonable intrest rates and great terms and condtions Reviewed on: 9th April 2026

All the services were very nice

5
All the services were very nice. Mostly approval service is great Reviewed on: 9th April 2026

Good to repair credit score

4
It's good to have when your credit score is down. Reviewed on: 9th April 2026