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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.41 (565 reviews)

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4.41

Based on 565 reviews, last reviewed 13th Aug 2026

38% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient and adaptable payments I like how you can choose to pay bit by bit for or you can make payments in advance to clear your balance quicker. Reviewed on: 13th August 2026

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (565)

Free from fees

No overdraft fees No credit card fees No grovelling to the bank Easy to view app Reviewed on: 29th July 2021

Klarna

Klarna is great because it allows you to purchase the things you need as well as products on your wishlist while giving you room to focus on other important payments. The fact that it’s interest free is even better and the reminders to make sure your account has sufficient funds is a plus. Reviewed on: 29th July 2021

Trusted all the way

Best place I've ever shopped, bought loads of gear and fitted very well thankyou guys Reviewed on: 29th July 2021

Simply the Best!

Genius idea which allows either a one off monthly payment or the cost split into 3 payments. Lots of choice when it comes to retailers and there seem to be more coming on board to offer the option of paying with KLARNA. KLARNA Bank has lifted my spirits during the very negative Covid months. I have been able to purchase things for my family and myself without the immediate expense. Good Karma will surely come back round to KLARNA Thank you ❤ Aileen Corkill Reviewed on: 29th July 2021

Quick and easy to use.

Great way to buy the expensive items. Reviewed on: 29th July 2021

Great

All great , easy to use and simple Reviewed on: 29th July 2021

Brilliant

Wonderful service, absolutely fabulous to use Reviewed on: 29th July 2021

Amazing

Amazing company, very informative too! Reviewed on: 29th July 2021

Made my shopping easy

Klarna to me mean a peace of mind. Not only I shop with more confidence in terms of my security of my money but also I make my purchases more 'affordable' by splitting the payment. Reviewed on: 29th July 2021

Great until you need to speak to customer service

Twice I processed a payment through their app to pay the balance of my account and twice the payment did not process but Klarna did not inform me it had failed and passed it to debt collectors causing my excellent credit rating to drop by 11 points. When I called to find out why the payment had not processed she couldn’t tell me because she does not have access to “that system”, neither could she escalate it. She also could not tell me why a direct debit had been set up on my account, it was basically the most pointless unhelpful customer service call I have experienced in a long time. Up until this point I thought they were great but I wouldn’t purchase anything through them again. Reviewed on: 29th July 2021

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