Smart Money People Logo

Kroo: Current account reviews

4.87
Based on 4,841 reviews, last reviewed 24th Mar 2026
69900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clear and Easy I appreciate the concise communication about any changes and especially enjoy using the app. Reviewed on: 24th March 2026
Lesley Lee's avatar
Lesley Lee

Latest lowest rating:

1

Avoid. Poor, slow customer service I reported a potentially fraudulent use of my debit card and froze my card before the payment had gone through. I flagged this up with Kroo who actua... Read more Reviewed on: 18th March 2026
Amira R's avatar
Amira R

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4841)

Review of the Kroo, Current account:

Excellent account, very good App and they seem to be...

5
Excellent account, very good App and they seem to be reactive to missing features that they then address and include, i.e. Saving Pots. Great Interest rates for positive balance in my current account, Excellent overdraft fees when compared to the aging 'mature banks' that effectively rip customers off.. The app works well and features are comprehensive. Reviewed on: 18th March 2024

Dora's review of Kroo

5
I have had a very positive experience with Kroo bank so far. Good customer service and decent interest rates on my current account. I really like Kroo debit card - very nice colours and stylish design! Reviewed on: 29th February 2024

Have Kroo current account have no problem

5
Have Kroo current account have no problem Reviewed on: 29th February 2024

Good Bank

5
I am very happy with this Bank, service 10/10 Reviewed on: 29th February 2024

All good.

5
All good. It's easy to use and honest and up to date and responcibe Reviewed on: 27th February 2024

The face that they don't charge for debit card is fa...

5
The face that they don't charge for debit card is fantastic. Reviewed on: 26th February 2024

4.35% interest on current account, paid monthly

4
Interest: 4.35% AER variable on my current account balance (max £500,000), paid monthly. This is a best way to earn interests without having to block your money. Unfortunately, foreign transfer are not available so it cannot replace my other bank account completely. Reviewed on: 25th February 2024

Great bank

5
Easy to use the app and do my banking and someone there to chat to if I need help. Reviewed on: 25th February 2024

Fair interest rates, not greedy.

5
I had a sum of money sitting around waiting for bills to come in, but earning less than 1% in my bank. Then someone told me about Karoo, and I am earning interest on it monthly that would pay for a night out, whilst still having instant access as the bills come in. I feel they are not being greedy, they are making money out of me, but it is up front, and fair. Thanks Kroo. Reviewed on: 25th February 2024

Excellent

5
Verry easy to use and professional customer service Reviewed on: 25th February 2024

Best current account

5
East to set up . Interest at the end of each month. East to use App. What’s not to like Reviewed on: 24th February 2024