Smart Money People Logo

Kroo: Current account reviews

4.88
Based on 4,617 reviews, last reviewed 5th Mar 2026
50000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good experience, but room for improvement Overall good experience, albeit there is no human connection. Sometimes it’s good to be able to speak with a human. You should add international trans... Read more Reviewed on: 5th March 2026
Ziyaad P's avatar
Ziyaad P

Latest lowest rating:

1

Not Loan approval for me for soooo long Not very helpful to customer. Not Loan approval for me for soooo long Reviewed on: 3rd March 2026
Saeed jan's avatar
Saeed jan

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4617)

Review of the Kroo, Current account:

Helps to save ine every way

5
I get high interest rate, way higher then all other banks offering. Always have access to them, no need to lock it for years Reviewed on: 12th April 2024

Fantastic

5
Great customer service and all round a great company Reviewed on: 26th February 2026

Great account & you earn interest for free on ur money!

5
Great current account and one of the only (if not the only one) you earn interest for free on your money! Reviewed on: 26th February 2026

Current Account with interest

5
Easy to apply and set up App. Great interest rates on positive balances with no DD restrictions like some other banks. Reviewed on: 26th February 2026

Easy to sign up with an excellent rate of an interes...

5
Easy to sign up with an excellent rate of an interest for a current account. Reviewed on: 26th February 2026

Simple to use and great value

5
Simple to use and great value. App looks great too. Love the purpose behind the bank too. Also use the split bills feature too Reviewed on: 26th February 2026

Great current!

5
Great app, super easy to use, fantastic features! Reviewed on: 26th February 2026

Amazing customer service and feathres

5
Amazing customer service and feathres Reviewed on: 26th February 2026

I’ve been using kroo for a while and have been using...

4
I’ve been using kroo for a while and have been using it to store and save money, the transaction time is good and doesn’t take long for my money to arrive Reviewed on: 26th February 2026

Great so it is.

5
Great so it is. I would definitely recommend it. I am Christian and this app shows me the ways in which god supports everything and does all he can to keep things in motion. Reviewed on: 26th February 2026

PLEASE AVOID KROO BANK AT YOUR PERIL

1
Thought that Kroo with its solid interest rates was a great online option but after banking with them a very short time they blocked my account questioning a very small transaction made to my own credit card. I have responded to a variety of questions to show the validity of the card and the transaction but it continues to be blocked for over 3 weeks with zero communication from the bank. Today they messaged me to say they are closing my account completely with no explanation and I can no longer access my funds. Again zero customer service in dealing with this appropriately and I have never encountered anything so ridiculous in my 40 years banking in the UK. Back to HSBC I go! I have since read online lots of the same complaints about frozen and closed accounts for up to 3 month period so clearly big issues with their systems and staff which none of the big banks have. Reviewed on: 15th February 2026

Do you have a different Kroo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Kroo?

  • Personal loan

    from Kroo 4.97 from 108 reviews
    Kroo
  • App

    from Kroo 4.91 from 2518 reviews
    Kroo
  • Cash ISA

    from Kroo 4.88 from 254 reviews
    Kroo
    View all products